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20210326INT to Staff 3 Section 6 - Intermtn_Graph_Batch_report.docx
RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 8,709,743 0 0.00000 1.00000 100.00 0.5 7,598,908 27,465 0.00361 0.99639 100.00 1.5 5,297,891 0 0.00000 1.00000 99.64 2.5 4,743,678 0 0.00000 1.00000 99.64 3.5 3,907,527 0 0.00000 1.00000 99.64 4.5 3,663,024 0 0.00000 1.00000 99.64 5.5 3,534,649 6,159 0.00174 0.99826 99.64 6.5 3,476,514 0 0.00000 1.00000 99.47 7.5 3,410,194 0 0.00000 1.00000 99.47 8.5 1,976,923 0 0.00000 1.00000 99.47 9.5 1,976,923 0 0.00000 1.00000 99.47 10.5 1,898,208 0 0.00000 1.00000 99.47 11.5 1,898,208 3 0.00000 1.00000 99.47 12.5 1,893,986 12 0.00001 0.99999 99.47 13.5 1,893,974 2,187 0.00115 0.99885 99.47 14.5 1,813,149 13,355 0.00737 0.99263 99.36 15.5 1,799,794 4 0.00000 1.00000 98.63 16.5 1,799,790 1,140 0.00063 0.99937 98.63 17.5 1,781,848 1,308 0.00073 0.99927 98.57 18.5 1,777,090 0 0.00000 1.00000 98.50 19.5 1,777,090 0 0.00000 1.00000 98.50 20.5 1,777,090 0 0.00000 1.00000 98.50 21.5 1,775,083 7 0.00000 1.00000 98.50 22.5 1,775,076 0 0.00000 1.00000 98.50 23.5 1,775,076 21 0.00001 0.99999 98.50 24.5 1,775,055 38 0.00002 0.99998 98.50 25.5 1,775,017 194 0.00011 0.99989 98.50 26.5 1,774,823 109 0.00006 0.99994 98.49 27.5 1,774,714 20,721 0.01168 0.98832 98.48 28.5 1,753,993 230 0.00013 0.99987 97.33 29.5 1,753,281 1,461 0.00083 0.99917 97.32 30.5 1,644,108 380 0.00023 0.99977 97.24 31.5 1,438,942 687 0.00048 0.99952 97.22 32.5 1,436,430 576 0.00040 0.99960 97.17 33.5 1,435,854 7,514 0.00523 0.99477 97.13 34.5 1,424,260 101,807 0.07148 0.92852 96.62 35.5 1,322,453 1,279 0.00097 0.99903 89.71 36.5 1,321,174 5,919 0.00448 0.99552 89.62 37.5 1,314,079 5,398 0.00411 0.99589 89.22 38.5 1,306,791 24,175 0.01850 0.98150 88.85 39.5 1,279,202 764,503 0.59764 0.40236 87.21 40.5 514,699 109,642 0.21302 0.78698 35.09 41.5 404,234 91,844 0.22720 0.77280 27.62 42.5 312,390 0 0.00000 1.00000 21.34 43.5 305,778 50,200 0.16417 0.83583 21.34 44.5 233,557 0 0.00000 1.00000 17.84 45.5 0 0 0.00000 0.00000 17.84 Totals: 100,032,273 1,238,338 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 38-S5 (RM0.8811) 100 80 60 40 20 0010203040506070 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 1,988,370 0 0.00000 1.00000 100.00 0.5 1,911,151 3 0.00000 1.00000 100.00 1.5 1,733,303 0 0.00000 1.00000 100.00 2.5 1,729,327 0 0.00000 1.00000 100.00 3.5 1,710,732 0 0.00000 1.00000 100.00 4.5 1,710,732 0 0.00000 1.00000 100.00 5.5 1,646,672 830 0.00050 0.99950 100.00 6.5 1,645,842 30,463 0.01851 0.98149 99.95 7.5 1,615,379 1,000 0.00062 0.99938 98.10 8.5 1,430,693 5,300 0.00370 0.99630 98.04 9.5 1,425,393 0 0.00000 1.00000 97.68 10.5 1,232,978 86,310 0.07000 0.93000 97.68 11.5 0 0 0.00000 0.00000 90.84 Totals: 19,780,572 123,906 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 22-R3 (RM0.0482) 100 80 60 40 20 001020304050 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 3,158,387 0 0.00000 1.00000 100.00 0.5 2,120,231 0 0.00000 1.00000 100.00 1.5 2,120,279 0 0.00000 1.00000 100.00 2.5 2,120,279 0 0.00000 1.00000 100.00 3.5 2,120,279 0 0.00000 1.00000 100.00 4.5 2,120,279 0 0.00000 1.00000 100.00 5.5 2,120,279 0 0.00000 1.00000 100.00 6.5 2,113,334 0 0.00000 1.00000 100.00 7.5 2,113,334 0 0.00000 1.00000 100.00 8.5 2,113,334 0 0.00000 1.00000 100.00 9.5 2,113,334 0 0.00000 1.00000 100.00 10.5 2,113,334 0 0.00000 1.00000 100.00 11.5 2,113,334 0 0.00000 1.00000 100.00 12.5 2,113,334 0 0.00000 1.00000 100.00 13.5 2,113,334 0 0.00000 1.00000 100.00 14.5 2,113,334 0 0.00000 1.00000 100.00 15.5 2,113,334 0 0.00000 1.00000 100.00 16.5 2,113,334 0 0.00000 1.00000 100.00 17.5 2,113,334 0 0.00000 1.00000 100.00 18.5 2,113,334 0 0.00000 1.00000 100.00 19.5 2,113,334 0 0.00000 1.00000 100.00 20.5 2,113,334 0 0.00000 1.00000 100.00 21.5 2,113,334 0 0.00000 1.00000 100.00 22.5 2,113,334 0 0.00000 1.00000 100.00 23.5 2,113,334 0 0.00000 1.00000 100.00 24.5 2,113,334 0 0.00000 1.00000 100.00 25.5 2,113,334 0 0.00000 1.00000 100.00 26.5 2,113,334 0 0.00000 1.00000 100.00 27.5 2,113,334 0 0.00000 1.00000 100.00 28.5 2,113,334 0 0.00000 1.00000 100.00 29.5 2,113,334 0 0.00000 1.00000 100.00 30.5 2,113,334 0 0.00000 1.00000 100.00 31.5 2,113,334 0 0.00000 1.00000 100.00 32.5 2,113,334 0 0.00000 1.00000 100.00 33.5 2,113,334 0 0.00000 1.00000 100.00 34.5 2,113,334 0 0.00000 1.00000 100.00 35.5 2,113,334 0 0.00000 1.00000 100.00 36.5 2,113,334 0 0.00000 1.00000 100.00 37.5 2,113,334 0 0.00000 1.00000 100.00 38.5 2,113,334 0 0.00000 1.00000 100.00 39.5 2,113,334 0 0.00000 1.00000 100.00 40.5 2,113,334 0 0.00000 1.00000 100.00 41.5 2,113,334 0 0.00000 1.00000 100.00 42.5 2,113,334 0 0.00000 1.00000 100.00 43.5 2,113,334 0 0.00000 1.00000 100.00 44.5 2,113,334 0 0.00000 1.00000 100.00 45.5 0 0 0.00000 0.00000 100.00 Totals: 98,300,041 0 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 35-R3.5 (RM2.5822) 100 80 60 40 20 0010203040506070 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 1,578,228 0 0.00000 1.00000 100.00 0.5 1,578,228 0 0.00000 1.00000 100.00 1.5 1,578,228 0 0.00000 1.00000 100.00 2.5 1,578,228 0 0.00000 1.00000 100.00 3.5 1,578,228 0 0.00000 1.00000 100.00 4.5 1,578,228 0 0.00000 1.00000 100.00 5.5 1,578,228 0 0.00000 1.00000 100.00 6.5 1,578,228 0 0.00000 1.00000 100.00 7.5 1,578,228 0 0.00000 1.00000 100.00 8.5 1,578,228 0 0.00000 1.00000 100.00 9.5 1,578,228 0 0.00000 1.00000 100.00 10.5 1,578,228 0 0.00000 1.00000 100.00 11.5 0 0 0.00000 0.00000 100.00 Totals: 18,938,740 0 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 22-S5 (RM0) 100 80 60 40 20 0010203040 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 16,398,268 92,968 0.00567 0.99433 100.00 0.5 16,168,814 110,000 0.00680 0.99320 99.43 1.5 15,615,541 788,000 0.05046 0.94954 98.75 2.5 14,721,200 18,000 0.00122 0.99878 93.77 3.5 11,607,620 0 0.00000 1.00000 93.66 4.5 10,311,947 0 0.00000 1.00000 93.66 5.5 6,529,119 0 0.00000 1.00000 93.66 6.5 6,054,400 0 0.00000 1.00000 93.66 7.5 5,857,995 0 0.00000 1.00000 93.66 8.5 5,673,340 0 0.00000 1.00000 93.66 9.5 5,621,354 0 0.00000 1.00000 93.66 10.5 4,330,688 0 0.00000 1.00000 93.66 11.5 4,294,608 0 0.00000 1.00000 93.66 12.5 4,282,064 0 0.00000 1.00000 93.66 13.5 4,206,168 0 0.00000 1.00000 93.66 14.5 3,942,626 0 0.00000 1.00000 93.66 15.5 3,920,990 0 0.00000 1.00000 93.66 16.5 3,920,990 15,000 0.00383 0.99617 93.66 17.5 3,863,971 0 0.00000 1.00000 93.30 18.5 3,413,730 0 0.00000 1.00000 93.30 19.5 3,413,730 0 0.00000 1.00000 93.30 20.5 3,413,730 0 0.00000 1.00000 93.30 21.5 3,413,730 0 0.00000 1.00000 93.30 22.5 3,413,730 0 0.00000 1.00000 93.30 23.5 3,413,730 0 0.00000 1.00000 93.30 24.5 3,413,730 0 0.00000 1.00000 93.30 25.5 3,413,730 0 0.00000 1.00000 93.30 26.5 3,413,730 0 0.00000 1.00000 93.30 27.5 3,413,730 0 0.00000 1.00000 93.30 28.5 3,413,730 0 0.00000 1.00000 93.30 29.5 3,413,730 0 0.00000 1.00000 93.30 30.5 3,409,765 0 0.00000 1.00000 93.30 31.5 3,409,765 0 0.00000 1.00000 93.30 32.5 3,409,765 0 0.00000 1.00000 93.30 33.5 3,409,765 0 0.00000 1.00000 93.30 34.5 3,409,765 0 0.00000 1.00000 93.30 35.5 3,409,765 0 0.00000 1.00000 93.30 36.5 3,409,765 0 0.00000 1.00000 93.30 37.5 3,378,965 0 0.00000 1.00000 93.30 38.5 3,378,104 0 0.00000 1.00000 93.30 39.5 3,163,011 0 0.00000 1.00000 93.30 40.5 3,163,011 0 0.00000 1.00000 93.30 41.5 3,149,326 0 0.00000 1.00000 93.30 42.5 3,070,541 0 0.00000 1.00000 93.30 43.5 3,020,535 2,500 0.00083 0.99917 93.30 44.5 2,984,092 0 0.00000 1.00000 93.22 45.5 0 0 0.00000 0.00000 93.22 Totals: 237,462,405 1,026,468 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 37-R2.5 (RM1.866) 100 80 60 40 20 001020304050607080 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 1,747,094 0 0.00000 1.00000 100.00 0.5 1,747,094 0 0.00000 1.00000 100.00 1.5 1,747,094 0 0.00000 1.00000 100.00 2.5 1,747,094 0 0.00000 1.00000 100.00 3.5 1,730,699 0 0.00000 1.00000 100.00 4.5 1,730,699 0 0.00000 1.00000 100.00 5.5 1,730,699 0 0.00000 1.00000 100.00 6.5 1,730,699 0 0.00000 1.00000 100.00 7.5 1,730,699 0 0.00000 1.00000 100.00 8.5 1,730,699 0 0.00000 1.00000 100.00 9.5 1,730,699 0 0.00000 1.00000 100.00 10.5 1,730,699 0 0.00000 1.00000 100.00 11.5 0 0 0.00000 0.00000 100.00 Totals: 20,833,967 0 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 22-R4 (RM0.0316) 100 80 60 40 20 0010203040 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 782,865 0 0.00000 1.00000 100.00 0.5 782,865 0 0.00000 1.00000 100.00 1.5 782,865 0 0.00000 1.00000 100.00 2.5 782,865 0 0.00000 1.00000 100.00 3.5 782,865 0 0.00000 1.00000 100.00 4.5 773,903 0 0.00000 1.00000 100.00 5.5 773,903 0 0.00000 1.00000 100.00 6.5 770,527 0 0.00000 1.00000 100.00 7.5 744,571 0 0.00000 1.00000 100.00 8.5 678,620 0 0.00000 1.00000 100.00 9.5 623,714 0 0.00000 1.00000 100.00 10.5 623,714 0 0.00000 1.00000 100.00 11.5 623,714 0 0.00000 1.00000 100.00 12.5 608,268 0 0.00000 1.00000 100.00 13.5 600,059 0 0.00000 1.00000 100.00 14.5 600,059 0 0.00000 1.00000 100.00 15.5 600,059 0 0.00000 1.00000 100.00 16.5 600,059 0 0.00000 1.00000 100.00 17.5 600,059 0 0.00000 1.00000 100.00 18.5 447,046 0 0.00000 1.00000 100.00 19.5 445,621 0 0.00000 1.00000 100.00 20.5 406,053 0 0.00000 1.00000 100.00 21.5 287,672 0 0.00000 1.00000 100.00 22.5 287,672 0 0.00000 1.00000 100.00 23.5 287,672 0 0.00000 1.00000 100.00 24.5 64,672 0 0.00000 1.00000 100.00 25.5 64,672 0 0.00000 1.00000 100.00 26.5 64,672 0 0.00000 1.00000 100.00 27.5 64,672 0 0.00000 1.00000 100.00 28.5 64,672 0 0.00000 1.00000 100.00 29.5 64,672 0 0.00000 1.00000 100.00 30.5 64,672 0 0.00000 1.00000 100.00 31.5 64,672 0 0.00000 1.00000 100.00 32.5 58,585 0 0.00000 1.00000 100.00 33.5 58,585 0 0.00000 1.00000 100.00 34.5 58,585 0 0.00000 1.00000 100.00 35.5 58,585 0 0.00000 1.00000 100.00 36.5 58,585 0 0.00000 1.00000 100.00 37.5 58,585 0 0.00000 1.00000 100.00 38.5 52,148 0 0.00000 1.00000 100.00 39.5 50,648 0 0.00000 1.00000 100.00 40.5 50,648 0 0.00000 1.00000 100.00 41.5 46,966 0 0.00000 1.00000 100.00 42.5 46,966 0 0.00000 1.00000 100.00 43.5 46,466 0 0.00000 1.00000 100.00 44.5 44,275 0 0.00000 1.00000 100.00 45.5 755 0 0.00000 1.00000 100.00 46.5 0 0 0.00000 0.00000 100.00 Totals: 16,505,051 0 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 45-R5 (RM1.0826) 100 80 60 40 20 0010203040506070 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 77,152 0 0.00000 1.00000 100.00 0.5 77,152 0 0.00000 1.00000 100.00 1.5 77,152 0 0.00000 1.00000 100.00 2.5 77,152 0 0.00000 1.00000 100.00 3.5 77,152 0 0.00000 1.00000 100.00 4.5 77,152 0 0.00000 1.00000 100.00 5.5 77,152 0 0.00000 1.00000 100.00 6.5 77,152 0 0.00000 1.00000 100.00 7.5 77,152 0 0.00000 1.00000 100.00 8.5 77,152 0 0.00000 1.00000 100.00 9.5 77,152 0 0.00000 1.00000 100.00 10.5 77,152 0 0.00000 1.00000 100.00 11.5 77,152 0 0.00000 1.00000 100.00 12.5 77,152 0 0.00000 1.00000 100.00 13.5 77,152 0 0.00000 1.00000 100.00 14.5 77,152 0 0.00000 1.00000 100.00 15.5 77,152 0 0.00000 1.00000 100.00 16.5 77,152 0 0.00000 1.00000 100.00 17.5 30,820 0 0.00000 1.00000 100.00 18.5 25,784 0 0.00000 1.00000 100.00 19.5 25,784 0 0.00000 1.00000 100.00 20.5 25,784 0 0.00000 1.00000 100.00 21.5 25,784 0 0.00000 1.00000 100.00 22.5 25,784 0 0.00000 1.00000 100.00 23.5 25,784 0 0.00000 1.00000 100.00 24.5 25,784 0 0.00000 1.00000 100.00 25.5 25,784 0 0.00000 1.00000 100.00 26.5 25,784 0 0.00000 1.00000 100.00 27.5 25,784 0 0.00000 1.00000 100.00 28.5 25,784 0 0.00000 1.00000 100.00 29.5 25,048 0 0.00000 1.00000 100.00 30.5 25,048 0 0.00000 1.00000 100.00 31.5 25,048 0 0.00000 1.00000 100.00 32.5 25,048 0 0.00000 1.00000 100.00 33.5 25,048 0 0.00000 1.00000 100.00 34.5 25,048 0 0.00000 1.00000 100.00 35.5 25,048 0 0.00000 1.00000 100.00 36.5 25,048 0 0.00000 1.00000 100.00 37.5 25,048 0 0.00000 1.00000 100.00 38.5 25,048 0 0.00000 1.00000 100.00 39.5 24,637 0 0.00000 1.00000 100.00 40.5 24,637 0 0.00000 1.00000 100.00 41.5 24,637 0 0.00000 1.00000 100.00 42.5 22,137 0 0.00000 1.00000 100.00 43.5 11,261 0 0.00000 1.00000 100.00 44.5 11,261 0 0.00000 1.00000 100.00 45.5 11,261 0 0.00000 1.00000 100.00 46.5 11,261 0 0.00000 1.00000 100.00 47.5 11,261 0 0.00000 1.00000 100.00 48.5 11,261 0 0.00000 1.00000 100.00 49.5 10,808 0 0.00000 1.00000 100.00 50.5 10,808 0 0.00000 1.00000 100.00 51.5 10,808 0 0.00000 1.00000 100.00 52.5 10,808 0 0.00000 1.00000 100.00 53.5 10,808 0 0.00000 1.00000 100.00 54.5 0 0 0.00000 0.00000 100.00 Totals: 2,171,306 0 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 35-R5 (RM4.1677) 100 80 60 40 20 0010203040506070 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 71,171,892 0 0.00000 1.00000 100.00 0.5 71,171,892 0 0.00000 1.00000 100.00 1.5 71,294,379 0 0.00000 1.00000 100.00 2.5 71,254,594 0 0.00000 1.00000 100.00 3.5 71,266,838 0 0.00000 1.00000 100.00 4.5 71,266,838 0 0.00000 1.00000 100.00 5.5 70,405,277 0 0.00000 1.00000 100.00 6.5 64,918,244 0 0.00000 1.00000 100.00 7.5 44,494,345 0 0.00000 1.00000 100.00 8.5 43,478,853 1 0.00000 1.00000 100.00 9.5 43,261,416 96 0.00000 1.00000 100.00 10.5 43,057,819 4,181 0.00010 0.99990 100.00 11.5 42,645,805 3,344 0.00008 0.99992 99.99 12.5 42,512,395 880 0.00002 0.99998 99.98 13.5 35,032,981 24,883 0.00071 0.99929 99.98 14.5 33,152,940 16,549 0.00050 0.99950 99.91 15.5 33,007,353 381,411 0.01156 0.98844 99.86 16.5 31,670,978 2,026 0.00006 0.99994 98.71 17.5 30,970,881 11,355 0.00037 0.99963 98.70 18.5 30,856,445 212,079 0.00687 0.99313 98.66 19.5 28,246,688 402,855 0.01426 0.98574 97.98 20.5 24,536,828 4,168 0.00017 0.99983 96.58 21.5 22,609,298 91 0.00000 1.00000 96.56 22.5 22,597,141 46 0.00000 1.00000 96.56 23.5 22,597,095 17,069 0.00076 0.99924 96.56 24.5 20,187,117 18,653 0.00092 0.99908 96.49 25.5 20,155,377 604 0.00003 0.99997 96.40 26.5 20,154,773 2,187 0.00011 0.99989 96.40 27.5 20,152,586 253 0.00001 0.99999 96.39 28.5 20,152,333 186 0.00001 0.99999 96.39 29.5 20,069,965 333 0.00002 0.99998 96.39 30.5 20,069,632 16,563 0.00083 0.99917 96.39 31.5 20,053,069 16,247 0.00081 0.99919 96.31 32.5 20,033,141 11,654 0.00058 0.99942 96.23 33.5 20,021,487 638 0.00003 0.99997 96.17 34.5 20,003,341 380 0.00002 0.99998 96.17 35.5 19,997,948 10,611 0.00053 0.99947 96.17 36.5 19,982,544 1,175 0.00006 0.99994 96.12 37.5 19,967,490 1,697 0.00008 0.99992 96.11 38.5 19,965,793 7,368 0.00037 0.99963 96.10 39.5 19,305,547 14,996 0.00078 0.99922 96.06 40.5 19,290,551 3,674 0.00019 0.99981 95.99 41.5 19,141,420 10,720 0.00056 0.99944 95.97 42.5 19,130,700 19,633 0.00103 0.99897 95.92 43.5 18,881,530 19,921 0.00106 0.99894 95.82 44.5 18,101,118 10,415 0.00058 0.99942 95.72 45.5 15,386,923 2,254 0.00015 0.99985 95.66 46.5 15,374,713 22,914 0.00149 0.99851 95.65 47.5 14,924,335 65,922 0.00442 0.99558 95.51 48.5 14,858,413 48,552 0.00327 0.99673 95.09 49.5 14,620,870 6,376 0.00044 0.99956 94.78 50.5 14,539,984 5,363 0.00037 0.99963 94.74 51.5 14,502,100 14,672 0.00101 0.99899 94.70 52.5 14,472,044 10,150 0.00070 0.99930 94.60 53.5 14,009,740 221,609 0.01582 0.98418 94.53 54.5 9,677,155 24,550 0.00254 0.99746 93.03 55.5 8,034,961 37 0.00000 1.00000 92.79 56.5 7,433,529 19 0.00000 1.00000 92.79 57.5 6,710,863 0 0.00000 1.00000 92.79 58.5 6,649,666 0 0.00000 1.00000 92.79 59.5 6,649,666 0 0.00000 1.00000 92.79 Totals: 1,730,141,635 1,671,360 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 58-R3 (RM1.1701) 100 80 60 40 20 0020406080100 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 3,681,406 348 0.00009 0.99991 100.00 0.5 3,681,058 6 0.00000 1.00000 99.99 1.5 3,681,052 9 0.00000 1.00000 99.99 2.5 3,681,043 102 0.00003 0.99997 99.99 3.5 3,680,941 0 0.00000 1.00000 99.99 4.5 3,680,941 43,993 0.01195 0.98805 99.99 5.5 3,636,948 17 0.00000 1.00000 98.80 6.5 3,636,931 45,895 0.01262 0.98738 98.80 7.5 3,587,419 523,826 0.14602 0.85398 97.55 8.5 1,336,851 328 0.00025 0.99975 83.31 9.5 1,336,523 17,157 0.01284 0.98716 83.29 10.5 1,319,366 2,881 0.00218 0.99782 82.22 11.5 1,316,485 7,707 0.00585 0.99415 82.04 12.5 1,308,778 2,988 0.00228 0.99772 81.56 13.5 1,305,790 11,210 0.00858 0.99142 81.37 14.5 1,294,580 1,025 0.00079 0.99921 80.67 15.5 1,293,555 888,354 0.68675 0.31325 80.61 16.5 405,201 21,141 0.05217 0.94783 25.25 17.5 384,060 445 0.00116 0.99884 23.93 18.5 383,615 0 0.00000 1.00000 23.90 19.5 383,615 0 0.00000 1.00000 23.90 20.5 383,615 0 0.00000 1.00000 23.90 21.5 383,615 12 0.00003 0.99997 23.90 22.5 383,603 0 0.00000 1.00000 23.90 23.5 383,603 45 0.00012 0.99988 23.90 24.5 383,558 202 0.00053 0.99947 23.90 25.5 383,356 1,964 0.00512 0.99488 23.89 26.5 381,392 6,281 0.01647 0.98353 23.77 27.5 375,111 0 0.00000 1.00000 23.38 28.5 375,111 1,082 0.00288 0.99712 23.38 29.5 374,029 4,068 0.01088 0.98912 23.31 30.5 369,961 32,411 0.08761 0.91239 23.06 31.5 337,550 78,051 0.23123 0.76877 21.04 32.5 259,499 379 0.00146 0.99854 16.17 33.5 259,120 3,143 0.01213 0.98787 16.15 34.5 255,977 9,030 0.03528 0.96472 15.95 35.5 246,947 0 0.00000 1.00000 15.39 36.5 246,947 68,038 0.27552 0.72448 15.39 37.5 178,909 1,495 0.00836 0.99164 11.15 38.5 177,414 10,618 0.05985 0.94015 11.06 39.5 166,796 26,224 0.15722 0.84278 10.40 40.5 140,572 0 0.00000 1.00000 8.76 41.5 140,572 140,572 1.00000 8.76 Totals: 51,603,414 1,951,047 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 20-L1.5 (RM0.7506) 100 80 60 40 20 0010203040506070 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 714,440 0 0.00000 1.00000 100.00 0.5 714,440 0 0.00000 1.00000 100.00 1.5 714,440 0 0.00000 1.00000 100.00 2.5 714,440 0 0.00000 1.00000 100.00 3.5 714,440 0 0.00000 1.00000 100.00 4.5 714,440 0 0.00000 1.00000 100.00 5.5 714,440 0 0.00000 1.00000 100.00 6.5 714,440 0 0.00000 1.00000 100.00 7.5 714,440 0 0.00000 1.00000 100.00 8.5 714,440 0 0.00000 1.00000 100.00 9.5 714,440 0 0.00000 1.00000 100.00 10.5 714,440 0 0.00000 1.00000 100.00 11.5 714,440 0 0.00000 1.00000 100.00 12.5 714,440 0 0.00000 1.00000 100.00 13.5 714,440 0 0.00000 1.00000 100.00 14.5 714,440 0 0.00000 1.00000 100.00 15.5 714,440 0 0.00000 1.00000 100.00 16.5 714,440 0 0.00000 1.00000 100.00 17.5 714,440 0 0.00000 1.00000 100.00 18.5 714,440 0 0.00000 1.00000 100.00 19.5 714,440 0 0.00000 1.00000 100.00 20.5 714,440 0 0.00000 1.00000 100.00 21.5 713,568 0 0.00000 1.00000 100.00 22.5 679,893 0 0.00000 1.00000 100.00 23.5 666,057 0 0.00000 1.00000 100.00 24.5 666,057 0 0.00000 1.00000 100.00 25.5 666,057 0 0.00000 1.00000 100.00 26.5 666,057 0 0.00000 1.00000 100.00 27.5 666,057 0 0.00000 1.00000 100.00 28.5 646,317 0 0.00000 1.00000 100.00 29.5 646,317 0 0.00000 1.00000 100.00 30.5 646,317 0 0.00000 1.00000 100.00 31.5 632,297 0 0.00000 1.00000 100.00 32.5 340,546 0 0.00000 1.00000 100.00 33.5 338,524 0 0.00000 1.00000 100.00 34.5 338,524 0 0.00000 1.00000 100.00 35.5 338,524 0 0.00000 1.00000 100.00 36.5 338,524 0 0.00000 1.00000 100.00 37.5 338,524 0 0.00000 1.00000 100.00 38.5 338,524 0 0.00000 1.00000 100.00 39.5 337,730 0 0.00000 1.00000 100.00 40.5 330,778 0 0.00000 1.00000 100.00 41.5 330,723 0 0.00000 1.00000 100.00 42.5 330,178 0 0.00000 1.00000 100.00 43.5 308,606 0 0.00000 1.00000 100.00 44.5 302,990 0 0.00000 1.00000 100.00 45.5 246,111 0 0.00000 1.00000 100.00 46.5 218,828 0 0.00000 1.00000 100.00 47.5 0 0 0.00000 0.00000 100.00 Totals: 27,790,308 0 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 35-R3 (RM2.8167) 100 80 60 40 20 0010203040506070 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 2,049,498 0 0.00000 1.00000 100.00 0.5 2,018,375 0 0.00000 1.00000 100.00 1.5 658,112 0 0.00000 1.00000 100.00 2.5 646,118 0 0.00000 1.00000 100.00 3.5 627,445 0 0.00000 1.00000 100.00 4.5 436,345 0 0.00000 1.00000 100.00 5.5 427,359 0 0.00000 1.00000 100.00 6.5 417,277 0 0.00000 1.00000 100.00 7.5 407,749 0 0.00000 1.00000 100.00 8.5 407,749 0 0.00000 1.00000 100.00 9.5 387,889 0 0.00000 1.00000 100.00 10.5 383,678 0 0.00000 1.00000 100.00 11.5 376,467 0 0.00000 1.00000 100.00 12.5 346,440 0 0.00000 1.00000 100.00 13.5 346,092 0 0.00000 1.00000 100.00 14.5 331,793 0 0.00000 1.00000 100.00 15.5 329,568 0 0.00000 1.00000 100.00 16.5 295,280 0 0.00000 1.00000 100.00 17.5 278,045 0 0.00000 1.00000 100.00 18.5 274,228 0 0.00000 1.00000 100.00 19.5 272,955 0 0.00000 1.00000 100.00 20.5 266,762 0 0.00000 1.00000 100.00 21.5 255,597 0 0.00000 1.00000 100.00 22.5 245,074 0 0.00000 1.00000 100.00 23.5 242,042 0 0.00000 1.00000 100.00 24.5 224,911 0 0.00000 1.00000 100.00 25.5 222,399 0 0.00000 1.00000 100.00 26.5 214,897 0 0.00000 1.00000 100.00 27.5 210,361 0 0.00000 1.00000 100.00 28.5 208,745 0 0.00000 1.00000 100.00 29.5 206,245 0 0.00000 1.00000 100.00 30.5 206,245 0 0.00000 1.00000 100.00 31.5 206,245 0 0.00000 1.00000 100.00 32.5 206,245 0 0.00000 1.00000 100.00 33.5 206,245 0 0.00000 1.00000 100.00 34.5 204,282 0 0.00000 1.00000 100.00 35.5 204,282 0 0.00000 1.00000 100.00 36.5 204,282 0 0.00000 1.00000 100.00 37.5 204,282 0 0.00000 1.00000 100.00 38.5 199,010 0 0.00000 1.00000 100.00 39.5 197,596 0 0.00000 1.00000 100.00 40.5 195,340 0 0.00000 1.00000 100.00 41.5 192,990 0 0.00000 1.00000 100.00 42.5 192,990 0 0.00000 1.00000 100.00 43.5 191,490 0 0.00000 1.00000 100.00 44.5 191,490 0 0.00000 1.00000 100.00 45.5 183,760 0 0.00000 1.00000 100.00 46.5 182,275 0 0.00000 1.00000 100.00 47.5 179,165 0 0.00000 1.00000 100.00 48.5 177,298 0 0.00000 1.00000 100.00 49.5 176,661 0 0.00000 1.00000 100.00 50.5 176,201 0 0.00000 1.00000 100.00 51.5 176,051 0 0.00000 1.00000 100.00 52.5 175,651 0 0.00000 1.00000 100.00 53.5 174,129 0 0.00000 1.00000 100.00 54.5 142,937 0 0.00000 1.00000 100.00 55.5 135,389 0 0.00000 1.00000 100.00 56.5 131,294 0 0.00000 1.00000 100.00 57.5 126,452 0 0.00000 1.00000 100.00 58.5 124,286 0 0.00000 1.00000 100.00 59.5 119,444 4,390 0.03675 0.96325 100.00 Totals: 19,399,506 4,390 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 56-R5 (RM1.4441) 100 80 60 40 20 00102030405060708090 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 18,864 0 0.00000 1.00000 100.00 0.5 18,864 0 0.00000 1.00000 100.00 1.5 18,864 0 0.00000 1.00000 100.00 2.5 18,864 0 0.00000 1.00000 100.00 3.5 18,864 0 0.00000 1.00000 100.00 4.5 18,864 0 0.00000 1.00000 100.00 5.5 18,864 0 0.00000 1.00000 100.00 6.5 18,864 0 0.00000 1.00000 100.00 7.5 18,864 0 0.00000 1.00000 100.00 8.5 18,864 0 0.00000 1.00000 100.00 9.5 18,864 0 0.00000 1.00000 100.00 10.5 18,864 0 0.00000 1.00000 100.00 11.5 18,864 0 0.00000 1.00000 100.00 12.5 18,864 0 0.00000 1.00000 100.00 13.5 18,864 0 0.00000 1.00000 100.00 14.5 18,864 0 0.00000 1.00000 100.00 15.5 18,864 0 0.00000 1.00000 100.00 16.5 18,864 0 0.00000 1.00000 100.00 17.5 18,864 0 0.00000 1.00000 100.00 18.5 18,864 0 0.00000 1.00000 100.00 19.5 18,864 0 0.00000 1.00000 100.00 20.5 18,864 0 0.00000 1.00000 100.00 21.5 18,864 0 0.00000 1.00000 100.00 22.5 18,864 0 0.00000 1.00000 100.00 23.5 18,864 0 0.00000 1.00000 100.00 24.5 18,864 0 0.00000 1.00000 100.00 25.5 18,864 0 0.00000 1.00000 100.00 26.5 18,864 0 0.00000 1.00000 100.00 27.5 18,864 0 0.00000 1.00000 100.00 28.5 18,864 0 0.00000 1.00000 100.00 29.5 18,864 0 0.00000 1.00000 100.00 30.5 18,864 0 0.00000 1.00000 100.00 31.5 18,864 0 0.00000 1.00000 100.00 32.5 18,864 0 0.00000 1.00000 100.00 33.5 18,864 0 0.00000 1.00000 100.00 34.5 18,864 0 0.00000 1.00000 100.00 35.5 18,864 0 0.00000 1.00000 100.00 36.5 18,864 0 0.00000 1.00000 100.00 37.5 18,864 0 0.00000 1.00000 100.00 38.5 18,864 0 0.00000 1.00000 100.00 39.5 18,864 0 0.00000 1.00000 100.00 40.5 18,864 0 0.00000 1.00000 100.00 41.5 18,864 0 0.00000 1.00000 100.00 42.5 18,864 0 0.00000 1.00000 100.00 43.5 18,864 0 0.00000 1.00000 100.00 44.5 18,864 0 0.00000 1.00000 100.00 45.5 18,864 0 0.00000 1.00000 100.00 46.5 18,864 0 0.00000 1.00000 100.00 47.5 18,864 0 0.00000 1.00000 100.00 48.5 18,864 0 0.00000 1.00000 100.00 49.5 18,864 0 0.00000 1.00000 100.00 50.5 18,017 0 0.00000 1.00000 100.00 51.5 12,094 0 0.00000 1.00000 100.00 52.5 6,581 0 0.00000 1.00000 100.00 53.5 6,581 0 0.00000 1.00000 100.00 54.5 6,581 0 0.00000 1.00000 100.00 55.5 6,581 0 0.00000 1.00000 100.00 56.5 6,581 0 0.00000 1.00000 100.00 57.5 0 0 0.00000 0.00000 100.00 Totals: Percent Surviving Actual and Smooth Survivor CurvesActualIowa 53-R5 (RM1.6175) 100 80 60 40 20 001020304050607080 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 220,170,088 2,189 0.00001 0.99999 100.00 0.5 202,692,580 120,533 0.00059 0.99941 100.00 1.5 188,638,786 58,001 0.00031 0.99969 99.94 2.5 177,348,330 36,124 0.00020 0.99980 99.91 3.5 166,861,381 76,180 0.00046 0.99954 99.89 4.5 157,634,710 63,861 0.00041 0.99959 99.84 5.5 151,470,168 97,378 0.00064 0.99936 99.80 6.5 146,991,846 90,226 0.00061 0.99939 99.74 7.5 143,330,237 16,004 0.00011 0.99989 99.68 8.5 141,046,221 30,547 0.00022 0.99978 99.67 9.5 140,262,035 40,726 0.00029 0.99971 99.65 10.5 138,276,011 53,583 0.00039 0.99961 99.62 11.5 132,567,656 63,409 0.00048 0.99952 99.58 12.5 124,381,556 56,507 0.00045 0.99955 99.53 13.5 118,282,368 85,951 0.00073 0.99927 99.49 14.5 113,447,823 73,435 0.00065 0.99935 99.42 15.5 109,529,994 69,079 0.00063 0.99937 99.36 16.5 105,522,750 56,424 0.00053 0.99947 99.30 17.5 102,064,500 65,238 0.00064 0.99936 99.25 18.5 98,837,575 67,069 0.00068 0.99932 99.19 19.5 94,379,430 57,441 0.00061 0.99939 99.12 20.5 86,992,581 94,698 0.00109 0.99891 99.06 21.5 83,387,677 54,164 0.00065 0.99935 98.95 22.5 77,592,742 70,014 0.00090 0.99910 98.89 23.5 73,055,741 56,463 0.00077 0.99923 98.80 24.5 68,872,219 111,274 0.00162 0.99838 98.72 25.5 64,394,183 78,043 0.00121 0.99879 98.56 26.5 60,532,544 132,502 0.00219 0.99781 98.44 27.5 56,505,962 75,056 0.00133 0.99867 98.22 28.5 54,060,991 141,977 0.00263 0.99737 98.09 29.5 51,345,074 113,532 0.00221 0.99779 97.83 30.5 50,020,410 98,737 0.00197 0.99803 97.61 31.5 49,009,264 93,831 0.00191 0.99809 97.42 32.5 47,767,470 104,591 0.00219 0.99781 97.23 33.5 46,468,980 89,847 0.00193 0.99807 97.02 34.5 45,000,897 142,898 0.00318 0.99682 96.83 35.5 43,599,560 137,165 0.00315 0.99685 96.52 36.5 42,539,220 142,561 0.00335 0.99665 96.22 37.5 41,418,086 117,589 0.00284 0.99716 95.90 38.5 39,814,701 141,031 0.00354 0.99646 95.63 39.5 38,361,713 146,709 0.00382 0.99618 95.29 40.5 36,877,852 177,022 0.00480 0.99520 94.93 41.5 34,937,120 173,065 0.00495 0.99505 94.47 42.5 33,486,023 154,243 0.00461 0.99539 94.00 43.5 32,386,368 166,572 0.00514 0.99486 93.57 44.5 31,230,192 169,616 0.00543 0.99457 93.09 45.5 29,807,421 219,061 0.00735 0.99265 92.58 46.5 27,956,138 210,917 0.00754 0.99246 91.90 47.5 25,995,356 266,787 0.01026 0.98974 91.21 48.5 24,880,964 205,680 0.00827 0.99173 90.27 49.5 24,099,757 214,302 0.00889 0.99111 89.52 50.5 23,393,685 225,318 0.00963 0.99037 88.72 51.5 22,900,276 257,648 0.01125 0.98875 87.87 52.5 22,323,424 335,009 0.01501 0.98499 86.88 53.5 20,975,868 469,404 0.02238 0.97762 85.58 54.5 17,623,279 477,246 0.02708 0.97292 83.66 55.5 15,708,365 259,391 0.01651 0.98349 81.39 56.5 14,014,985 224,928 0.01605 0.98395 80.05 57.5 12,338,464 153,611 0.01245 0.98755 78.77 58.5 10,941,916 129,763 0.01186 0.98814 77.79 59.5 9,469,011 37,267 0.00394 0.99606 76.87 Totals: 4,565,822,523 7,949,437 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 68-R4 (RM0.0558) 100 80 60 40 20 0020406080100 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 14,821,534 14,582 0.00098 0.99902 100.00 0.5 13,246,568 82,798 0.00625 0.99375 99.90 1.5 11,998,213 31,688 0.00264 0.99736 99.28 2.5 10,851,970 24,165 0.00223 0.99777 99.02 3.5 9,767,710 30,048 0.00308 0.99692 98.80 4.5 9,261,112 27,017 0.00292 0.99708 98.50 5.5 7,997,842 59,211 0.00740 0.99260 98.21 6.5 7,289,115 40,320 0.00553 0.99447 97.48 7.5 5,397,301 23,222 0.00430 0.99570 96.94 8.5 5,206,710 21,627 0.00415 0.99585 96.52 9.5 5,148,870 20,376 0.00396 0.99604 96.12 10.5 4,652,632 21,270 0.00457 0.99543 95.74 11.5 4,225,876 37,393 0.00885 0.99115 95.30 12.5 4,047,490 19,307 0.00477 0.99523 94.46 13.5 3,836,543 47,752 0.01245 0.98755 94.01 14.5 3,546,916 91,655 0.02584 0.97416 92.84 15.5 3,396,251 44,463 0.01309 0.98691 90.44 16.5 3,290,304 67,454 0.02050 0.97950 89.26 17.5 3,175,938 16,553 0.00521 0.99479 87.43 18.5 3,159,385 38,717 0.01225 0.98775 86.97 19.5 3,052,670 27,364 0.00896 0.99104 85.90 20.5 2,704,860 24,008 0.00888 0.99112 85.13 21.5 2,409,931 19,774 0.00821 0.99179 84.37 22.5 2,235,355 31,962 0.01430 0.98570 83.68 23.5 2,140,477 50,124 0.02342 0.97658 82.48 24.5 2,036,087 26,734 0.01313 0.98687 80.55 25.5 1,926,000 24,955 0.01296 0.98704 79.49 26.5 1,831,689 19,579 0.01069 0.98931 78.46 27.5 1,791,593 27,194 0.01518 0.98482 77.62 28.5 1,717,644 30,704 0.01788 0.98212 76.44 29.5 1,638,647 22,979 0.01402 0.98598 75.07 30.5 1,574,267 26,604 0.01690 0.98310 74.02 31.5 1,513,991 31,963 0.02111 0.97889 72.77 32.5 1,471,470 61,721 0.04195 0.95805 71.23 33.5 1,373,458 35,901 0.02614 0.97386 68.24 34.5 1,337,557 36,637 0.02739 0.97261 66.46 35.5 1,286,355 26,864 0.02088 0.97912 64.64 36.5 1,235,345 24,628 0.01994 0.98006 63.29 37.5 1,183,377 26,193 0.02213 0.97787 62.03 38.5 1,040,954 30,531 0.02933 0.97067 60.66 39.5 971,435 26,490 0.02727 0.97273 58.88 40.5 939,728 45,130 0.04802 0.95198 57.27 41.5 889,647 31,625 0.03555 0.96445 54.52 42.5 839,424 29,510 0.03516 0.96484 52.58 43.5 809,914 24,393 0.03012 0.96988 50.73 44.5 716,088 39,582 0.05528 0.94472 49.20 45.5 610,432 23,446 0.03841 0.96159 46.48 46.5 559,031 20,897 0.03738 0.96262 44.69 47.5 495,039 39,126 0.07904 0.92096 43.02 48.5 455,913 30,861 0.06769 0.93231 39.62 49.5 405,468 19,777 0.04878 0.95122 36.94 50.5 385,691 17,729 0.04597 0.95403 35.14 51.5 367,829 11,042 0.03002 0.96998 33.52 52.5 356,787 25,644 0.07187 0.92813 32.51 53.5 273,341 7,462 0.02730 0.97270 30.17 54.5 202,321 8,695 0.04298 0.95702 29.35 55.5 189,469 7,843 0.04139 0.95861 28.09 56.5 181,626 2,446 0.01347 0.98653 26.93 57.5 175,503 5,506 0.03137 0.96863 26.57 58.5 158,542 0 0.00000 1.00000 25.74 59.5 155,244 3,258 0.02099 0.97901 25.74 Totals: 179,958,476 1,786,499 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 42-R1.5 (RM0.1663) 100 80 60 40 20 00102030405060708090 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 193,238,668 2,657 0.00001 0.99999 100.00 0.5 181,164,198 29,122 0.00016 0.99984 100.00 1.5 171,305,396 62,112 0.00036 0.99964 99.98 2.5 163,049,247 58,226 0.00036 0.99964 99.94 3.5 155,212,707 81,556 0.00053 0.99947 99.90 4.5 149,400,479 63,881 0.00043 0.99957 99.85 5.5 142,111,024 74,500 0.00052 0.99948 99.81 6.5 139,013,178 81,931 0.00059 0.99941 99.76 7.5 135,981,075 49,042 0.00036 0.99964 99.70 8.5 133,718,312 92,266 0.00069 0.99931 99.66 9.5 131,711,341 124,648 0.00095 0.99905 99.59 10.5 129,399,378 138,826 0.00107 0.99893 99.50 11.5 124,265,018 155,958 0.00126 0.99874 99.39 12.5 117,904,305 185,643 0.00157 0.99843 99.26 13.5 111,475,516 189,308 0.00170 0.99830 99.10 14.5 105,322,870 198,746 0.00189 0.99811 98.93 15.5 99,909,679 201,972 0.00202 0.99798 98.74 16.5 94,574,169 231,923 0.00245 0.99755 98.54 17.5 89,894,097 258,921 0.00288 0.99712 98.30 18.5 85,065,101 265,699 0.00312 0.99688 98.02 19.5 79,425,255 237,379 0.00299 0.99701 97.71 20.5 73,655,155 236,537 0.00321 0.99679 97.42 21.5 68,185,339 229,763 0.00337 0.99663 97.11 22.5 63,122,921 234,344 0.00371 0.99629 96.78 23.5 58,165,491 262,308 0.00451 0.99549 96.42 24.5 53,636,301 284,896 0.00531 0.99469 95.99 25.5 48,539,486 296,808 0.00611 0.99389 95.48 26.5 43,531,258 251,454 0.00578 0.99422 94.90 27.5 39,678,309 265,879 0.00670 0.99330 94.35 28.5 36,261,929 248,568 0.00685 0.99315 93.72 29.5 33,569,831 244,879 0.00729 0.99271 93.08 30.5 31,434,299 241,702 0.00769 0.99231 92.40 31.5 29,712,016 229,982 0.00774 0.99226 91.69 32.5 28,060,892 236,125 0.00841 0.99159 90.98 33.5 26,338,042 237,398 0.00901 0.99099 90.21 34.5 24,632,524 249,736 0.01014 0.98986 89.40 35.5 23,101,830 249,685 0.01081 0.98919 88.49 36.5 21,765,874 231,644 0.01064 0.98936 87.53 37.5 20,709,742 238,873 0.01153 0.98847 86.60 38.5 19,763,804 235,960 0.01194 0.98806 85.60 39.5 18,778,538 252,609 0.01345 0.98655 84.58 40.5 17,765,041 251,850 0.01418 0.98582 83.44 41.5 17,026,516 242,544 0.01425 0.98575 82.26 42.5 16,425,260 245,527 0.01495 0.98505 81.09 43.5 15,765,386 241,261 0.01530 0.98470 79.88 44.5 14,900,112 235,680 0.01582 0.98418 78.66 45.5 13,990,099 233,416 0.01668 0.98332 77.42 46.5 12,960,095 214,143 0.01652 0.98348 76.13 47.5 11,926,987 235,719 0.01976 0.98024 74.87 48.5 10,971,389 182,906 0.01667 0.98333 73.39 49.5 10,187,044 152,019 0.01492 0.98508 72.17 50.5 9,565,381 132,168 0.01382 0.98618 71.09 51.5 9,125,745 129,635 0.01421 0.98579 70.11 52.5 8,304,484 123,001 0.01481 0.98519 69.11 53.5 7,316,794 95,718 0.01308 0.98692 68.09 54.5 6,299,015 98,281 0.01560 0.98440 67.20 55.5 5,451,505 93,570 0.01716 0.98284 66.15 56.5 4,670,727 89,626 0.01919 0.98081 65.01 57.5 3,947,655 54,131 0.01371 0.98629 63.76 58.5 3,391,150 88,001 0.02595 0.97405 62.89 59.5 2,869,877 41,422 0.01443 0.98557 61.26 Totals: 3,698,644,852 10,924,084 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 56-R3 (RM0.3273) 100 80 60 40 20 00102030405060708090100 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 42,182,794 293 0.00001 0.99999 100.00 0.5 42,182,501 994 0.00002 0.99998 100.00 1.5 39,678,683 1,813 0.00005 0.99995 100.00 2.5 38,389,657 2,725 0.00007 0.99993 100.00 3.5 36,848,549 3,447 0.00009 0.99991 99.99 4.5 34,910,186 2,789 0.00008 0.99992 99.98 5.5 33,893,122 3,481 0.00010 0.99990 99.97 6.5 31,085,938 3,855 0.00012 0.99988 99.96 7.5 30,636,151 6,875 0.00022 0.99978 99.95 8.5 30,318,385 7,377 0.00024 0.99976 99.93 9.5 29,648,826 11,014 0.00037 0.99963 99.91 10.5 29,349,789 15,325 0.00052 0.99948 99.87 11.5 28,290,756 21,638 0.00076 0.99924 99.82 12.5 26,779,645 26,168 0.00098 0.99902 99.74 13.5 25,068,752 24,817 0.00099 0.99901 99.64 14.5 23,500,804 42,040 0.00179 0.99821 99.54 15.5 22,424,136 37,197 0.00166 0.99834 99.36 16.5 21,492,199 35,892 0.00167 0.99833 99.20 17.5 20,607,417 45,263 0.00220 0.99780 99.03 18.5 19,697,179 67,104 0.00341 0.99659 98.81 19.5 18,738,482 56,939 0.00304 0.99696 98.47 20.5 17,364,212 57,920 0.00334 0.99666 98.17 21.5 16,047,882 107,715 0.00671 0.99329 97.84 22.5 14,596,650 107,398 0.00736 0.99264 97.18 23.5 13,265,401 55,810 0.00421 0.99579 96.46 24.5 11,905,894 42,662 0.00358 0.99642 96.05 25.5 10,495,404 54,697 0.00521 0.99479 95.71 26.5 9,486,285 33,829 0.00357 0.99643 95.21 27.5 8,599,017 29,499 0.00343 0.99657 94.87 28.5 7,841,754 20,782 0.00265 0.99735 94.54 29.5 7,343,612 21,577 0.00294 0.99706 94.29 30.5 7,186,509 38,862 0.00541 0.99459 94.01 31.5 6,879,616 21,922 0.00319 0.99681 93.50 32.5 6,634,001 21,573 0.00325 0.99675 93.20 33.5 6,345,951 28,344 0.00447 0.99553 92.90 34.5 6,118,816 18,314 0.00299 0.99701 92.48 35.5 5,972,879 32,075 0.00537 0.99463 92.20 36.5 5,889,855 31,108 0.00528 0.99472 91.70 37.5 5,542,958 33,367 0.00602 0.99398 91.22 38.5 5,334,522 30,837 0.00578 0.99422 90.67 39.5 5,140,523 30,281 0.00589 0.99411 90.15 40.5 5,024,504 45,125 0.00898 0.99102 89.62 41.5 4,898,503 39,765 0.00812 0.99188 88.82 42.5 4,817,885 47,583 0.00988 0.99012 88.10 43.5 4,723,449 66,002 0.01397 0.98603 87.23 44.5 4,492,199 71,497 0.01592 0.98408 86.01 45.5 4,140,908 74,322 0.01795 0.98205 84.64 46.5 3,754,296 77,876 0.02074 0.97926 83.12 47.5 3,364,953 67,714 0.02012 0.97988 81.40 48.5 3,041,669 71,423 0.02348 0.97652 79.76 49.5 2,779,600 67,362 0.02423 0.97577 77.89 50.5 2,609,493 93,517 0.03584 0.96416 76.00 51.5 2,460,978 113,855 0.04626 0.95374 73.28 52.5 2,176,540 91,606 0.04209 0.95791 69.89 53.5 1,818,034 112,779 0.06203 0.93797 66.95 54.5 1,480,438 70,082 0.04734 0.95266 62.80 55.5 1,236,337 68,803 0.05565 0.94435 59.83 56.5 1,019,162 61,328 0.06017 0.93983 56.50 57.5 782,786 21,340 0.02726 0.97274 53.10 58.5 678,770 147,508 0.21732 0.78268 51.65 59.5 508,831 40,226 0.07906 0.92094 40.43 Totals: 859,525,025 2,685,331 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 48-R3 (RM1.1814) 100 80 60 40 20 00102030405060708090 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 44,813,318 139 0.00000 1.00000 100.00 0.5 44,813,179 4,925 0.00011 0.99989 100.00 1.5 42,575,995 129,092 0.00303 0.99697 99.99 2.5 42,107,964 265,162 0.00630 0.99370 99.69 3.5 35,383,822 1,100,663 0.03111 0.96889 99.06 4.5 26,505,607 238,218 0.00899 0.99101 95.98 5.5 19,456,746 111,283 0.00572 0.99428 95.12 6.5 19,182,392 134,146 0.00699 0.99301 94.58 7.5 19,048,246 214,943 0.01128 0.98872 93.92 8.5 18,833,303 819,633 0.04352 0.95648 92.86 9.5 18,013,669 1,005,081 0.05580 0.94420 88.82 10.5 17,008,588 2,055,518 0.12085 0.87915 83.86 11.5 14,851,144 9,301,990 0.62635 0.37365 73.73 12.5 4,895,851 4,668,889 0.95364 0.04636 27.55 13.5 226,962 226,962 1.00000 1.28 Totals: 367,716,786 20,276,644 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 15-R3 (RM0.823) 100 80 60 40 20 0010203040 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 18,314,287 417 0.00002 0.99998 100.00 0.5 18,313,870 1,181 0.00006 0.99994 100.00 1.5 16,199,327 1,410 0.00009 0.99991 99.99 2.5 16,115,142 1,510 0.00009 0.99991 99.98 3.5 15,038,296 1,839 0.00012 0.99988 99.97 4.5 14,217,786 2,135 0.00015 0.99985 99.96 5.5 13,466,331 1,934 0.00014 0.99986 99.95 6.5 11,453,551 2,234 0.00020 0.99980 99.94 7.5 10,960,108 2,519 0.00023 0.99977 99.92 8.5 10,653,104 2,861 0.00027 0.99973 99.90 9.5 10,334,476 3,624 0.00035 0.99965 99.87 10.5 10,118,731 4,358 0.00043 0.99957 99.84 11.5 9,768,290 4,971 0.00051 0.99949 99.80 12.5 9,245,223 6,195 0.00067 0.99933 99.75 13.5 8,381,476 6,112 0.00073 0.99927 99.68 14.5 7,520,591 6,612 0.00088 0.99912 99.61 15.5 6,949,269 8,362 0.00120 0.99880 99.52 16.5 6,342,084 10,773 0.00170 0.99830 99.40 17.5 5,834,943 9,795 0.00168 0.99832 99.23 18.5 5,366,587 24,002 0.00447 0.99553 99.06 19.5 4,822,372 9,865 0.00205 0.99795 98.62 20.5 4,397,369 11,332 0.00258 0.99742 98.42 21.5 3,934,780 16,626 0.00423 0.99577 98.17 22.5 3,572,921 11,249 0.00315 0.99685 97.75 23.5 3,229,212 21,184 0.00656 0.99344 97.44 24.5 2,954,068 21,803 0.00738 0.99262 96.80 25.5 2,614,600 10,423 0.00399 0.99601 96.09 26.5 2,337,941 7,353 0.00315 0.99685 95.71 27.5 2,090,263 6,507 0.00311 0.99689 95.41 28.5 1,932,370 3,955 0.00205 0.99795 95.11 29.5 1,749,763 3,352 0.00192 0.99808 94.92 30.5 1,650,848 3,837 0.00232 0.99768 94.74 31.5 1,601,083 3,921 0.00245 0.99755 94.52 32.5 1,504,653 4,050 0.00269 0.99731 94.29 33.5 1,417,623 5,836 0.00412 0.99588 94.04 34.5 1,358,194 3,696 0.00272 0.99728 93.65 35.5 1,290,093 6,085 0.00472 0.99528 93.40 36.5 1,244,827 3,520 0.00283 0.99717 92.96 37.5 1,194,723 5,306 0.00444 0.99556 92.70 38.5 1,125,451 5,471 0.00486 0.99514 92.29 39.5 1,109,057 4,694 0.00423 0.99577 91.84 40.5 1,104,363 6,583 0.00596 0.99404 91.45 41.5 1,087,375 6,019 0.00554 0.99446 90.90 42.5 1,050,990 6,052 0.00576 0.99424 90.40 43.5 1,023,326 8,224 0.00804 0.99196 89.88 44.5 989,301 5,619 0.00568 0.99432 89.16 45.5 922,796 7,271 0.00788 0.99212 88.65 46.5 843,171 5,616 0.00666 0.99334 87.95 47.5 754,925 3,201 0.00424 0.99576 87.36 48.5 694,447 6,426 0.00925 0.99075 86.99 49.5 636,967 3,400 0.00534 0.99466 86.19 50.5 621,197 5,382 0.00866 0.99134 85.73 51.5 605,147 3,485 0.00576 0.99424 84.99 52.5 574,169 3,212 0.00559 0.99441 84.50 53.5 530,834 7,190 0.01354 0.98646 84.03 54.5 503,896 2,174 0.00431 0.99569 82.89 55.5 451,446 1,636 0.00362 0.99638 82.53 56.5 402,524 5,541 0.01377 0.98623 82.23 57.5 324,022 600 0.00185 0.99815 81.10 58.5 279,096 831 0.00298 0.99702 80.95 59.5 256,000 2,607 0.01018 0.98982 80.71 Totals: 285,381,674 363,978 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 50-R3 (RM1.5804) 100 80 60 40 20 00102030405060708090 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 16,787,617 23,526 0.00140 0.99860 100.00 0.5 16,678,867 81,540 0.00489 0.99511 99.86 1.5 15,208,747 73,122 0.00481 0.99519 99.37 2.5 15,006,776 68,327 0.00455 0.99545 98.89 3.5 14,290,281 81,432 0.00570 0.99430 98.44 4.5 13,714,911 82,521 0.00602 0.99398 97.88 5.5 13,055,013 80,559 0.00617 0.99383 97.29 6.5 11,995,030 86,135 0.00718 0.99282 96.69 7.5 11,525,907 69,811 0.00606 0.99394 96.00 8.5 11,135,872 78,825 0.00708 0.99292 95.42 9.5 10,913,092 93,010 0.00852 0.99148 94.74 10.5 10,549,788 88,354 0.00837 0.99163 93.93 11.5 10,052,778 88,932 0.00885 0.99115 93.14 12.5 9,662,176 85,596 0.00886 0.99114 92.32 13.5 9,315,642 90,651 0.00973 0.99027 91.50 14.5 8,873,706 97,351 0.01097 0.98903 90.61 15.5 8,472,484 91,576 0.01081 0.98919 89.62 16.5 8,047,919 89,250 0.01109 0.98891 88.65 17.5 7,688,493 96,181 0.01251 0.98749 87.67 18.5 7,272,889 93,947 0.01292 0.98708 86.57 19.5 6,673,378 90,989 0.01363 0.98637 85.45 20.5 6,302,272 85,274 0.01353 0.98647 84.29 21.5 5,886,704 93,436 0.01587 0.98413 83.15 22.5 5,394,089 95,446 0.01769 0.98231 81.83 23.5 4,993,870 106,613 0.02135 0.97865 80.38 24.5 4,672,432 98,477 0.02108 0.97892 78.66 25.5 4,257,415 78,087 0.01834 0.98166 77.00 26.5 3,860,159 70,825 0.01835 0.98165 75.59 27.5 3,431,759 66,589 0.01940 0.98060 74.20 28.5 3,207,969 82,804 0.02581 0.97419 72.76 29.5 2,853,283 55,761 0.01954 0.98046 70.88 30.5 2,612,327 62,340 0.02386 0.97614 69.50 31.5 2,404,781 55,996 0.02329 0.97671 67.84 32.5 2,264,617 61,756 0.02727 0.97273 66.26 33.5 2,122,864 73,359 0.03456 0.96544 64.45 34.5 2,049,505 66,528 0.03246 0.96754 62.22 35.5 1,903,430 65,558 0.03444 0.96556 60.20 36.5 1,747,287 65,837 0.03768 0.96232 58.13 37.5 1,618,574 63,940 0.03950 0.96050 55.94 38.5 1,447,727 46,784 0.03232 0.96768 53.73 39.5 1,324,325 49,367 0.03728 0.96272 51.99 40.5 1,194,823 44,333 0.03710 0.96290 50.05 41.5 1,108,545 49,021 0.04422 0.95578 48.19 42.5 960,530 37,619 0.03916 0.96084 46.06 43.5 869,528 42,373 0.04873 0.95127 44.26 44.5 773,077 34,784 0.04499 0.95501 42.10 45.5 659,626 25,912 0.03928 0.96072 40.21 46.5 535,118 28,112 0.05253 0.94747 38.63 47.5 507,006 18,197 0.03589 0.96411 36.60 48.5 446,040 38,624 0.08659 0.91341 35.29 49.5 365,829 17,166 0.04692 0.95308 32.23 50.5 280,276 18,127 0.06468 0.93532 30.72 51.5 240,385 4,346 0.01808 0.98192 28.73 52.5 236,039 4,261 0.01805 0.98195 28.21 53.5 231,778 4,372 0.01886 0.98114 27.70 54.5 227,406 5,228 0.02299 0.97701 27.18 55.5 222,177 6,291 0.02832 0.97168 26.56 56.5 215,104 10,338 0.04806 0.95194 25.81 57.5 167,448 0 0.00000 1.00000 24.57 58.5 147,300 584 0.00396 0.99604 24.57 59.5 137,843 0 0.00000 1.00000 24.47 Totals: 310,802,630 3,566,100 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 40-R1 (RM0.177) 100 80 60 40 20 00102030405060708090 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 28,990,208 15,500 0.00053 0.99947 100.00 0.5 28,552,949 44,430 0.00156 0.99844 99.95 1.5 22,580,287 54,373 0.00241 0.99759 99.79 2.5 21,683,392 33,207 0.00153 0.99847 99.55 3.5 21,165,521 61,915 0.00293 0.99707 99.40 4.5 20,706,564 43,739 0.00211 0.99789 99.11 5.5 17,674,429 34,749 0.00197 0.99803 98.90 6.5 16,878,925 19,442 0.00115 0.99885 98.71 7.5 16,065,778 137,635 0.00857 0.99143 98.60 8.5 14,843,016 50,887 0.00343 0.99657 97.75 9.5 10,715,293 57,067 0.00533 0.99467 97.41 10.5 10,553,813 84,072 0.00797 0.99203 96.89 11.5 10,161,065 31,665 0.00312 0.99688 96.12 12.5 8,996,218 140,857 0.01566 0.98434 95.82 13.5 8,793,929 35,207 0.00400 0.99600 94.32 14.5 8,722,738 40,874 0.00469 0.99531 93.94 15.5 8,244,464 43,070 0.00522 0.99478 93.50 16.5 8,191,238 51,794 0.00632 0.99368 93.01 17.5 8,085,530 34,497 0.00427 0.99573 92.42 18.5 8,001,288 50,575 0.00632 0.99368 92.03 19.5 7,549,054 42,079 0.00557 0.99443 91.45 20.5 6,186,156 25,116 0.00406 0.99594 90.94 21.5 6,020,712 15,830 0.00263 0.99737 90.57 22.5 5,118,563 30,104 0.00588 0.99412 90.33 23.5 5,036,785 20,638 0.00410 0.99590 89.80 24.5 5,005,081 41,313 0.00825 0.99175 89.43 25.5 4,936,045 118,508 0.02401 0.97599 88.69 26.5 4,781,232 78,945 0.01651 0.98349 86.56 27.5 4,694,012 102,105 0.02175 0.97825 85.13 28.5 4,570,122 38,769 0.00848 0.99152 83.28 29.5 4,519,250 44,320 0.00981 0.99019 82.57 30.5 4,330,836 22,718 0.00525 0.99475 81.76 31.5 4,274,636 50,983 0.01193 0.98807 81.33 32.5 4,216,214 45,002 0.01067 0.98933 80.36 33.5 3,892,705 19,213 0.00494 0.99506 79.50 34.5 3,843,353 46,005 0.01197 0.98803 79.11 35.5 3,778,890 24,998 0.00662 0.99338 78.16 36.5 3,720,417 37,164 0.00999 0.99001 77.64 37.5 3,616,412 23,274 0.00644 0.99356 76.86 38.5 3,539,107 29,292 0.00828 0.99172 76.37 39.5 3,447,818 9,750 0.00283 0.99717 75.74 40.5 3,424,963 21,727 0.00634 0.99366 75.53 41.5 3,013,471 60,691 0.02014 0.97986 75.05 42.5 2,849,721 38,278 0.01343 0.98657 73.54 43.5 2,611,896 84,196 0.03224 0.96776 72.55 44.5 2,524,074 3,999 0.00158 0.99842 70.21 45.5 2,449,952 3,331 0.00136 0.99864 70.10 46.5 1,588,798 2,078 0.00131 0.99869 70.00 47.5 1,585,396 14,276 0.00900 0.99100 69.91 48.5 1,565,579 7,315 0.00467 0.99533 69.28 49.5 1,556,352 11,653 0.00749 0.99251 68.96 50.5 1,543,657 104,988 0.06801 0.93199 68.44 51.5 1,438,669 26,558 0.01846 0.98154 63.79 52.5 1,409,522 4,215 0.00299 0.99701 62.61 53.5 1,405,307 1,713 0.00122 0.99878 62.42 54.5 3,284 129 0.03928 0.96072 62.34 55.5 3,155 2,642 0.83740 0.16260 59.89 56.5 513 513 1.00000 9.74 Totals: 425,658,356 2,319,983 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 42-R2 (RM1.2673) 100 80 60 40 20 00102030405060708090 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 38,919,529 0 0.00000 1.00000 100.00 0.5 38,216,311 334 0.00001 0.99999 100.00 1.5 37,208,414 11,522 0.00031 0.99969 100.00 2.5 36,862,818 4,364 0.00012 0.99988 99.97 3.5 36,174,643 10,421 0.00029 0.99971 99.96 4.5 35,444,285 6,234 0.00018 0.99982 99.93 5.5 34,350,861 19,640 0.00057 0.99943 99.91 6.5 33,996,873 789,738 0.02323 0.97677 99.85 7.5 32,086,553 4,891,620 0.15245 0.84755 97.53 8.5 26,409,174 11,851,833 0.44878 0.55122 82.66 9.5 13,350,429 7,829,880 0.58649 0.41351 45.56 10.5 5,520,549 2,952,609 0.53484 0.46516 18.84 11.5 2,567,940 1,063,990 0.41434 0.58566 8.76 12.5 1,503,950 765,115 0.50874 0.49126 5.13 13.5 738,835 217,571 0.29448 0.70552 2.52 14.5 521,264 363,011 0.69641 0.30359 1.78 15.5 158,253 97,793 0.61795 0.38205 0.54 16.5 60,460 54,152 0.89567 0.10433 0.21 17.5 6,308 5,649 0.89553 0.10447 0.02 18.5 659 594 0.90137 0.09863 0.00 19.5 65 61 0.93846 0.06154 0.00 20.5 4 4 1.00000 0.00 Totals: 374,098,176 30,936,135 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 10-SQ (RM0.6114) 100 80 60 40 20 00102030 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 25,661,113 30,138 0.00117 0.99883 100.00 0.5 23,738,553 184,385 0.00777 0.99223 99.88 1.5 22,729,121 346,609 0.01525 0.98475 99.10 2.5 20,753,772 478,418 0.02305 0.97695 97.59 3.5 19,069,669 741,549 0.03889 0.96111 95.34 4.5 16,652,050 980,276 0.05887 0.94113 91.63 5.5 14,713,790 1,339,370 0.09103 0.90897 86.24 6.5 12,943,105 1,404,839 0.10854 0.89146 78.39 7.5 10,393,481 1,402,958 0.13498 0.86502 69.88 8.5 8,279,504 1,367,342 0.16515 0.83485 60.45 9.5 6,785,980 1,032,384 0.15213 0.84787 50.47 10.5 5,598,729 1,054,562 0.18836 0.81164 42.79 11.5 4,296,340 822,580 0.19146 0.80854 34.73 12.5 3,449,145 671,969 0.19482 0.80518 28.08 13.5 2,559,191 556,048 0.21727 0.78273 22.61 14.5 1,962,352 468,277 0.23863 0.76137 17.70 15.5 1,494,075 414,027 0.27711 0.72289 13.48 16.5 997,410 274,934 0.27565 0.72435 9.74 17.5 703,993 206,384 0.29316 0.70684 7.06 18.5 497,609 154,409 0.31030 0.68970 4.99 19.5 343,200 97,733 0.28477 0.71523 3.44 20.5 141,803 54,920 0.38730 0.61270 2.46 21.5 86,883 46,008 0.52954 0.47046 1.51 22.5 40,875 22,474 0.54982 0.45018 0.71 23.5 18,401 10,171 0.55274 0.44726 0.32 24.5 8,230 4,018 0.48821 0.51179 0.14 25.5 4,212 2,565 0.60897 0.39103 0.07 26.5 1,647 1,076 0.65331 0.34669 0.03 27.5 571 406 0.71103 0.28897 0.01 28.5 165 123 0.74545 0.25455 0.00 29.5 42 42 1.00000 0.00 Totals: 203,925,009 14,170,994 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 10-L2 (RM0.0657) 100 80 60 40 20 0010203040 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 682,042 0 0.00000 1.00000 100.00 0.5 682,042 0 0.00000 1.00000 100.00 1.5 624,294 0 0.00000 1.00000 100.00 2.5 597,396 0 0.00000 1.00000 100.00 3.5 521,571 0 0.00000 1.00000 100.00 4.5 452,112 46,966 0.10388 0.89612 100.00 5.5 347,009 0 0.00000 1.00000 89.61 6.5 327,021 0 0.00000 1.00000 89.61 7.5 327,021 0 0.00000 1.00000 89.61 8.5 253,834 0 0.00000 1.00000 89.61 9.5 252,206 0 0.00000 1.00000 89.61 10.5 228,211 0 0.00000 1.00000 89.61 11.5 228,211 0 0.00000 1.00000 89.61 12.5 142,177 10,190 0.07167 0.92833 89.61 13.5 131,986 16,126 0.12218 0.87782 83.19 14.5 63,957 0 0.00000 1.00000 73.03 15.5 63,957 0 0.00000 1.00000 73.03 16.5 63,957 0 0.00000 1.00000 73.03 17.5 59,311 15,598 0.26299 0.73701 73.03 18.5 43,713 0 0.00000 1.00000 53.82 19.5 43,713 0 0.00000 1.00000 53.82 20.5 27,506 0 0.00000 1.00000 53.82 21.5 25,251 10,668 0.42248 0.57752 53.82 22.5 14,583 0 0.00000 1.00000 31.08 23.5 10,859 0 0.00000 1.00000 31.08 24.5 10,859 0 0.00000 1.00000 31.08 25.5 1,990 0 0.00000 1.00000 31.08 26.5 1,069 0 0.00000 1.00000 31.08 27.5 1,069 0 0.00000 1.00000 31.08 28.5 234 0 0.00000 1.00000 31.08 29.5 234 0 0.00000 1.00000 31.08 30.5 234 0 0.00000 1.00000 31.08 31.5 234 0 0.00000 1.00000 31.08 32.5 234 0 0.00000 1.00000 31.08 33.5 234 0 0.00000 1.00000 31.08 34.5 234 0 0.00000 1.00000 31.08 35.5 234 0 0.00000 1.00000 31.08 36.5 0 0 0.00000 0.00000 31.08 Totals: 6,230,801 99,548 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 20-R2 (RM0.8771) 100 80 60 40 20 001020304050 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 6,963 0 0.00000 1.00000 100.00 0.5 5,267 0 0.00000 1.00000 100.00 1.5 0 0 0.00000 0.00000 100.00 Totals: 12,230 0 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 30-SQ (RM0) 100 80 60 40 20 0010203040 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 10,840,272 0 0.00000 1.00000 100.00 0.5 10,373,028 75 0.00001 0.99999 100.00 1.5 9,879,843 3,089 0.00031 0.99969 100.00 2.5 9,187,447 3 0.00000 1.00000 99.97 3.5 7,461,763 649 0.00009 0.99991 99.97 4.5 6,943,002 0 0.00000 1.00000 99.96 5.5 6,513,112 17 0.00000 1.00000 99.96 6.5 5,902,704 496 0.00008 0.99992 99.96 7.5 5,407,420 4,601 0.00085 0.99915 99.95 8.5 5,160,420 20,201 0.00391 0.99609 99.87 9.5 4,452,638 79,866 0.01794 0.98206 99.48 10.5 4,170,677 177,937 0.04266 0.95734 97.70 11.5 3,691,501 327,925 0.08883 0.91117 93.53 12.5 3,180,431 466,275 0.14661 0.85339 85.22 13.5 2,629,040 528,845 0.20116 0.79884 72.73 14.5 1,919,554 559,745 0.29160 0.70840 58.10 15.5 1,310,849 409,097 0.31209 0.68791 41.16 16.5 901,752 285,739 0.31687 0.68313 28.31 17.5 616,013 83,017 0.13477 0.86523 19.34 18.5 532,996 99,027 0.18579 0.81421 16.73 19.5 433,969 78,304 0.18044 0.81956 13.62 20.5 355,665 78,627 0.22107 0.77893 11.16 21.5 277,038 84,289 0.30425 0.69575 8.69 22.5 192,749 52,074 0.27016 0.72984 6.05 23.5 140,675 39,902 0.28365 0.71635 4.42 24.5 100,773 39,800 0.39495 0.60505 3.17 25.5 60,973 20,203 0.33134 0.66866 1.92 26.5 40,770 18,762 0.46019 0.53981 1.28 27.5 22,008 10,560 0.47983 0.52017 0.69 28.5 11,448 7,545 0.65907 0.34093 0.36 29.5 3,903 2,242 0.57443 0.42557 0.12 30.5 1,661 1,074 0.64660 0.35340 0.05 31.5 587 514 0.87564 0.12436 0.02 32.5 73 67 0.91781 0.08219 0.00 33.5 6 5 0.83333 0.16667 0.00 34.5 1 1 1.00000 0.00 Totals: 102,716,762 3,480,573 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 15-SQ (RM0.7983) 100 80 60 40 20 001020304050 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 7,876,293 197,685 0.02510 0.97490 100.00 0.5 6,860,347 1,796,473 0.26186 0.73814 97.49 1.5 4,878,812 2,152,224 0.44114 0.55886 71.96 2.5 2,554,897 375,145 0.14683 0.85317 40.22 3.5 2,172,069 187,859 0.08649 0.91351 34.31 4.5 1,785,317 104,773 0.05869 0.94131 31.34 5.5 1,680,544 84,777 0.05045 0.94955 29.50 6.5 1,555,708 121,883 0.07835 0.92165 28.01 7.5 1,418,895 114,553 0.08073 0.91927 25.82 8.5 1,304,342 87,924 0.06741 0.93259 23.74 9.5 1,216,418 102,334 0.08413 0.91587 22.14 10.5 1,114,084 73,271 0.06577 0.93423 20.28 11.5 1,040,813 79,287 0.07618 0.92382 18.95 12.5 961,526 86,248 0.08970 0.91030 17.51 13.5 870,870 113,246 0.13004 0.86996 15.94 14.5 673,213 119,751 0.17788 0.82212 13.87 15.5 553,462 82,651 0.14933 0.85067 11.40 16.5 456,784 50,892 0.11141 0.88859 9.70 17.5 342,712 49,102 0.14327 0.85673 8.62 18.5 231,576 33,684 0.14546 0.85454 7.39 19.5 197,892 28,649 0.14477 0.85523 6.32 20.5 169,243 32,613 0.19270 0.80730 5.41 21.5 136,630 16,538 0.12104 0.87896 4.37 22.5 112,136 12,356 0.11019 0.88981 3.84 23.5 99,780 11,479 0.11504 0.88496 3.42 24.5 75,585 10,023 0.13261 0.86739 3.03 25.5 57,887 12,291 0.21233 0.78767 2.63 26.5 34,109 11,976 0.35110 0.64890 2.07 27.5 22,133 9,552 0.43157 0.56843 1.34 28.5 12,581 1,702 0.13528 0.86472 0.76 29.5 10,879 966 0.08880 0.91120 0.66 30.5 9,913 105 0.01059 0.98941 0.60 31.5 9,808 198 0.02019 0.97981 0.59 32.5 9,610 4 0.00042 0.99958 0.58 33.5 9,606 0 0.00000 1.00000 0.58 34.5 0 0 0.00000 0.00000 0.58 Totals: 40,516,476 6,162,214 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 10-L0 (RM1.218) 100 80 60 40 20 001020304050 Age (Years) RETIREMENT RATE ANALYSIS Age at Begin of Interval Exposures at Beginning of Age Interval Retirements During Age Interval RetmtRatioSurvivorRatio%Surviving 0 10,499,890 0 0.00000 1.00000 100.00 0.5 10,173,311 0 0.00000 1.00000 100.00 1.5 8,861,056 809 0.00009 0.99991 100.00 2.5 8,573,836 133 0.00002 0.99998 99.99 3.5 8,403,028 173 0.00002 0.99998 99.99 4.5 8,132,716 2,742 0.00034 0.99966 99.99 5.5 8,069,922 313,031 0.03879 0.96121 99.96 6.5 7,690,929 1,632,790 0.21230 0.78770 96.08 7.5 6,058,139 524,760 0.08662 0.91338 75.68 8.5 5,533,379 468,639 0.08469 0.91531 69.12 9.5 5,064,740 1,317,464 0.26012 0.73988 63.27 10.5 3,747,276 768,782 0.20516 0.79484 46.81 11.5 2,978,494 1,502,550 0.50447 0.49553 37.21 12.5 1,475,944 611,340 0.41420 0.58580 18.44 13.5 864,604 228,513 0.26430 0.73570 10.80 14.5 636,091 414,901 0.65227 0.34773 7.95 15.5 221,190 108,083 0.48864 0.51136 2.76 16.5 113,107 34,439 0.30448 0.69552 1.41 17.5 78,668 40,923 0.52020 0.47980 0.98 18.5 37,745 29,688 0.78654 0.21346 0.47 19.5 8,057 5,733 0.71156 0.28844 0.10 20.5 2,324 1,408 0.60585 0.39415 0.03 21.5 916 752 0.82096 0.17904 0.01 22.5 164 154 0.93902 0.06098 0.00 23.5 10 10 1.00000 0.00 Totals: 97,225,537 8,007,817 Percent Surviving Actual and Smooth Survivor CurvesActualIowa 10-SQ (RM0.8376) 100 80 60 40 20 00102030 Age (Years)