20240506CAP to Staff PR 40 Attachment.pdf

/ 1
Lb I
� - � �/ � �
� � � \| �
i Lij
1--of
ZZ 0 1
b6 MY) 11 1
3 , LO
0
I z i
0 �r i Lr Li
a i
CL 1
I LU,.;v
7 1
o 1 0
LJ
MZ 1I 1- 1 z
/ ! / i a
W, I
f-:4 i sr I CD
01 -41 1
i z
Z
fnI�- I :D
w ij j
Q i 0

Report Of Sale And Application for Certificate of Title
DEAL#365765 ITD 0502 (Rev.09-14
CUST#234726
This is not a Certificate of Title Supply#01-807050
S PL 2768. Control Number
— Mus "be LegiDie — Idaho Transportation Department - Division of Motor Vehicles C®8 Q 6 S 5 6 6
Any previous liens on the trade-in vehicle that is listed on this application for title will be satisfied in full by the dealer within 10 business days
unless the owner relinquishing possession has signed below.
I,the owner relinquishing possession,acknowledge that I am responsible for satisfying all liens within 10 business days(Idaho Code 49-1609A)
X
❑ Rebuilt Salvage ❑ Previous State Brand ❑ Reconstruct ❑ Repaired ❑ Other
Ac Previous Idaho Title No. 1st Vehicle or Hull Identification No. 2nd VIN If Assigned
.2 1FTER1FH3PLE27681
nYear Make Body Type !Model Description Color(Primary/Secondary)
+r ! 2023 IFORD PK RANGER
Fuel Type Wheel Base Weight Length Width Hull Material Horsepower Propulsion
m
6,001 - 7,000I LBS
Odometer Reading NNotActual
ometer Status Odometer Reading Date7Previo—usState Previous State Brand Previous State Title No.
u Actual ❑In Excess❑No Device ❑Exempt Ot3/n9/2023
Type of t New ❑ Used ❑ Demo
Sale
❑ Courtesy Delivery ❑ Lease ❑ Rental
Owner#1 Full Legal Name(Last,First,Middle)or Business Name Idaho Driver's License Number or SSN/EIN if Business ❑Or ❑And
CAPITOL WATER CORPORATION. . a - 0 ❑LSR ❑DBA
c!Owner#2 Full Legal Name(Last,First,Middle)or Business Name Idaho Driver's License Number or SSN/EIN if Business ❑Or ❑And
N El LSE ❑DBA
c I Owrier#3 Full Legal Name(Last,First. or Business Nam
Middle) e Idaho Driver's License Number or SSN/EIN if Business
v
m �
N,Physical Address of Owner's Current Legal Residence or Business City State Zip+4
IL 2626 N ELDORADO ST in
Mailing Address if different from Owner's Current Legal Residence City State Zip+4
Primary Lienholder Name Mailing Address City State Zip+4
Secondary Llenholder Name Mailing Address City State,Zip+4
J NONE
Dealer's Seller's Permit No.,Lessor's Seller's Permft No. Delivery Date If motorcycle/motorbike, the FMVSS sticker is present ❑ Yes ❑ No
804672-S I 06/09/2023 Dealer Name Idaho Dealer No,
Gross Taxable Sales Price Include Taxable Fees $ LITHIA FORD LINCOLN OF BOISE 141
Dealer Address I Phone No.
Rebates Motor Vehicles Only)............................$
c _8853 W FAIRVIEW AVE 208/342-6811
�lAdlusted Gross Sales Price... $ 38949 City State Zip+4
v €lTrade-In Allowance.............................................$ s0 BOISE
c,o W _
Net Sales Price.......................... $ I certify under penalty of perjury pursuant to the law of the State of Idaho that I
389499 a o have h icall
P Ys Y inspected
petted the vehicle/vessel described in Section 1,and the
rn I Tax Collected......................................................$ 8 VIN/HIN and date of this application are correct.I have identified the person(s)
0 ( m signing this application and witnessed their signature.I further certify that all
❑Tax Exempt-Enter the tax form number used iv information contained herein is true and correct to the best of my knowledge and
Al
Im belief.I also release all interest in this vehiclelvessel unless I am listed as
'Trade-In Information lienhold owner on this application for title.
Year I Make Body Type Model Auth e S nat
ix
Vehicle or Hull Identification No.(VIN/HIN) Title Date
ANTHONY LAUGHLIN 06/09/2023
y By signing below,I certify under penalty of perjury pursuant to the law of the State of Idaho to all of the following statements: that the vehicle/vessel described
0- m I above is owned by me and I hereby make application for a Certificate of Title for said vehicle/vessel;that this vehicle/vessel will not be subject to a lien prior to
0 c y receipt of the title unless indicated;that all information contained herein is true and correct to the best of my knowledge and belief;that this vehicle will be
continuously insured as prescribed by Idaho Code 49-1229:and that the signature below is my true and legal signature.
a N; Applicant's Signatures) Date Daytime Phone Number
a x , X 06/09/2023 ( 208 ) 375-0931
Pink-Customer Copy Temporary Registration/Ownership Documents-Keep in your vehicle until you present it to the DMV for Permanent documents

LAB' 553-I®-AR B-eps-14 4/20
RETAIL INSTALLMENT SALE CONTRACT—SIMPLE FINANCE CHARGE DEAL#365765
1116272 (WITH ARBITRATION PROVISION) CUST#234726
3uyer Name and Address Co-Buyer Name and Address Seller-Creditor(Name and Address)
Including County and Zlp Code) (including County and Zip Code) LITHIA FORD LINCOLN OF BOISE
;APITOL WATER CORPORATION NIA 8853 W FAIRVIEW AVE
?626 N ELDORADO ST
301SE, ID 63704-5926 BOISE, ID 83704
:OUNTY: ADA 208-342.6811
ou, the Buyer(and Co-Buyer, if any), may buy the vehicle below for cash or on credit. By signing this contract, you choose to buy the vehicle on
redit under the agreements in this contract.You agree to pay the Seller- Creditor(sometimes"we"or"us"in this contract)the Amount Financed
nd Finance Charge in U.S. funds according to the payment schedule below. We will figure your finance charge on a daily basis.The Trttth-In-
ending Disclosures below are part of this contract.
New/Used Year Make and Model Vehicle Identification Number Primary Use For Which Purchased
Personal, amily,or household unless
NEW 207.3
FORD 1 FTER1 FH3PLE27681 El business otherwise indicated below
RANGER El agricultural NIA
FEDERAL TRUTH-IN-LENDING DISCLOSURES Returned Check Charge:You agree to pay a charge of
ANNUAL FINANCE Amount Total of Total Sale $ 20.00 if any check or any electronic
PERCENTAGE CHARGE Financed Payments Price
RATE The dollar The amount of The amount you The total cost of payment you give us is dishonored.
The cost of amount the credit provided will have paid after your purchase on
your cred'r as credit will to you or you have made all credit, Including Used Car Buyers Guide. The information
a yearly rate, cast you, on your behalf. payments as your down you see on the window form for this
scheduled. payment of vehicle Is part of this contract.Information
$ 0.00 is on the window form overrides any
0.00 q $ 0.00 $ 41300.94 $ 41300.94 $ _ 41300.94 contrary provisions in the contract of sale.
Your Payment Schedule Will Be: Spanish Translation: Guia para
Y (e)means an estimate compradores de vehfculos usados. La
Number of Amount of When Payments informac16n que ve en el formulario de la
Pa rr.ents Payments Are Due ventanllla para este vehfculo forma parte
del presente contralto. La informacion del
1 S 41300.94 MONTHLY beginning 06/09/2023 formulario de la ventanilla deja sin efecto
toda disposicidn en contrario contenida
N/A $ NIA N/A en el contrato de venta.
WARRANTIES SELLER DISCLAIMS
Unless the Seller makes a written
warranty, or enters Into a service contract
NIA within 90 days from the date of this
Late Charge.It payment is not received in full within. 10 days after it Is duo,you will pay a late charge contract, the Seller makes no warranties,
of S___1 ELO- or 5 _%of the part of the payment that Is late,whichever is greater express or Implied, on the vehicle, and
there will be no implied warranties of
Prepayment.If you pay early,you will not have to pay a penalty. merchantability or of fitness for a
Security Interest.You are giving a security interest in the vehicle being purchased. particular purpose.
Additional Information:See this contract for more information including Information about nonpayment, This provision does not affect any warranties
covering the vehicle that the vehicle
default,any required repayment in full before the scheduled date and security interest. I manufacturer may provide.
NO COOLING OFF PERIOD
State law does not provide for a "cooling off" or cancellation period for this sale. After you sign this contract,
YOU may only cancel it if the seller agrees or for legal cause.You cannot cancel this contract simply because
YOU change your mind.This notice does not apply to home solicitation sales.
NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT iS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH
THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR
WITH THE PROCEEDS HEREOF. RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY
THE DEBTOR HEREUNDER.
The preceding NOTICE applies only to goods or services obtained primarily for personal, family or household use. In all other
cases, Buyer will not assert against any subsequent holder or assignee of this contract any claims or defenses the Buyer (debtor)
may have against the Seller, or against the manufacturer of the vehicle or equipment obtained under thls contract.
Agreement to Arbitrate:By signing below,you agree that,pursuant to the Arbitration Provision on page 4 of this contract,you or we may elect to resolve any dispute by neutral,binding
arbitration and not by a court action.See the Arbitration Provision for additional information concerning the agreement to arbitrate. .
131.1yur Fi9ns X_
Co-Buyer Signs X N/A
8036311'LFOB-Ft 06/09/2023 12:29 pm
luyer Initial r>£.+ Co-Buyer Initials X N/A LAW 553-10-ARB-eps-14 4/20 v7 Page 1 of 4

I Cash Price(Including$__ 2337.00 sales tax
$ 40787•94 this contract requires from anyone you chooseVwno i;
(t) acceptable to us. You may also provice the physica
damage insurance through an existing policy owned oI
2 Total Downpayment= controlled by you that is acceptable to us.You are not
Trade-in required to buy any other insurance to obtain credit
(Year) (Make) (Model) unless the box indicating Vendor's Single Iniereal
Insurance Is required Is checked below.
GrossTrade•InAllowance $ N/A If any Insurance Is checked below, policies or
Less Pay Off Made By Seller to NA $ WA certificates from the named Insurance companies will
describe the terms and conditions,
Equals Nat Trade In
+Cash Check the Insurance you want and sign below:
+Other NIA $ N/A Optional Credit Insurance
+Other N/A $ N A CJ Credit Life: ❑Buyer ❑CO-Buyer ❑Both
+Other N/A $ N/A ❑Credit Disability: ❑Buyer ❑CO•BLyer ❑Both
It total down e9 Premium:
( payment is negative,enter"0 and see 4J below) $ 0.00 (2) Credit Life S WA
3 Unpaid Balance of Cash Price(1 minus 2) 40787.94
4 Olher.Charges Including Amounts Paid to Others on Your Behalf $ (3) Credit Disability S N/A
(Seller may keep part of these amounts): Insurance Company Name N/AN/A
Life
A Cost of Option&Credit Insurance Paid to Insurance Company or Companies, Home Office Address NIA 1
WA
N/A
Disability $ N/A $ N/A Credit life insurance and credit disabi:ty nsurance are not
B Vendor's Single Interest Insurance Paid to Insurance Company $ N/A required to cbtaih credit.Your decision to buy or not to buy
C Other Optional Insurance Paid to Insurance Company or Companies credit life insurance and credit disability insurance will not
$ WA be a factor in the credit approval process.They will not be
D Optional Gap Contract N/A $ N/A provided unless you sign and agree to pay the extra cost.If
you choose this insurance,the cost is shown In Item 4A of
E Official Fees Paid to Government Agencies $ N/A the Itemization of Amount Financed.Credit life Insurance is
F Government Taxes Not Included in Cash Price based on your original payment schaduie.This insurance
$ N/A may not pay all you owe on this contract if you make late
G Government License and/or Registration Fees payments.Credit disability insurance does not cover any
NIA increase in your payment or In the number of payments.
WA Coverage for credit life Insurance and credit disability
$ WA Insurance ends on the original due date far the last payment
H Government Certificate of Title Fees $ 14.00 unless a different term for the insurance Is shown below.
Optional Service Contract'Paid to
WA $ N/A
J Other Charges(Seller must identify who Is paid and describe purposel -
to N/A for Prior Credit or Lease Balance
$ N/A
to LITHIA FORD LINCOLN OF e013E[or Doc Fee $ 499.00
to w_
to WA A for N/A $ WA Other Optional Insurance
for WA
to WA $ WA- ❑ .. N/A
for WA $ N/A Type of Insurance Term
to NIA
to WA Premlum$ WA
for N/A "
to NIA for WA $ WA$ -
$ N/A N/A WA Insurance Company Name
to WA for NIA --
to WA Home Office Address
for WA $ WA WA
to N/A for WA
to NIA for
N/A ❑ N/A WA
for N/A $ N/A Type of Insurance Term
to NIA for NIA $ N/A Premium$ N/A
Total Other Charges and Amounts Paid to Others on Your Behalf $ 613.00 4
5 Amount Financed 3+4 (.) Insurance Company{Name
$ 41300.94.(5) N/A
"Purchase of an optional,Swvice.Contract Is not required either to purchase or to obtain financing for the Vehicfe. Home Office Address
NIA
OPTION,n You pay no finance charge if the Amount Financed, Item 5, is paid in full on or before Other optional Insurance is not required to obta n credit.
Year ,SELLER'S INITIALS Your decision to buy or not buy other optional insurance will
not be a factor in the credit approval process.It will not be
OPTIONAL GAP CONTRACT,A gap contract(debt cancellation contract)is not required to obtain crept and will not be provided provided unless you sign and agree to pay the extra cost.
unless you sign below and agree to pay the extra charge.If you choose to buy a gap contract,the charge Is shown In Item 4D of the
Itemization of Amount=hanoed.See your gap contract for details on the terms and conditions it provides.It is a part of this contract. I want the insurance checked above.
Term N/A Mos, N/A Buyer Signature /A NIA
Date
I want to buy a gap contract. Name of Gap Contract X N/A
WA
Buyer Signs X NIA Co•Buyer Signature Date
VENDOR'S SINGLE INTEREST INSURANCE (VSI insurance): If the preceding box is checked, the THIS INSURANCE DOES NOT INCLUDE INSURANCE
Creditor requires VSI Insurance for the initial term of the contract to protect the Creditor for loss or damage
PR YOUR LIABILITY FOR U BODILY;INJURY OR
to the vehicle(collision,fire,theft,concealment,skip).VSI insurance Is for the Creditor's sole rotecfJon. WITHOUT SUCH INSURANCE PROPERTY DAMAGE CAUSED TO OTHERS.
This insurance does not protect your Interest In the vehicle.You may choose the Insurance company OPERATE THIS VEHICLE ON PUBLIC YOU
HIGHWAYS.NOT
0
through which the VSI insurance is obtained. If you elect to purchase VSI insurance through the
Creditor, the cost of this Insurance Is $ NIA and Is also shown In Item 4B of the
Itemization of Amount Financed.The coverage is for the initial term of the contract.
����//�� 80363*1'LFOB-FI 08/09/2023 12:29 pm
Buyer Initial Jk!�`• Co-Buyer Initials X NIA
400LAW 553-ID-ARB-eps-f4 4/20 v1 Page 2 of c

)THER IMPORTANT AGREEMENTS
FINANCE CHARGE AND PAYMENTS 3. IF YOU PAY LATE OR BREAK YOUR OTHER PROMISES
a. How we will figure Finance Charge. We will figure the a. You may owe late charges. You will pay a late charge on
Finance Charge on a daily basis at the Annual Percentage each late payment as shown on page 1 of this contract,
Rate or)the unpaid part of the Amount Financed. Acceptance of a late payment or late charge does not
b. How we will apply payments. We may apply each excuse your late payment or mean that you may keep
payment to the earned and unpaid part of the Finance making late payments.
Charge, to the unpaid part of the Amount Financed and to If you pay late,we may also take the steps described below.
other amounts you owe under this contract in any order we b. You may have to pay all you owe at once, If you break
choose as the law allows. your promises (default), we may demand that you pay all
C. How late payments or early payments change what you that you owe on this contract at once. Default means:
must pay. We based the Finance Charge, Total of • You do not pay any payment on time; or
Payments, and Total Sale Price shown on page 1 of this • You give false, incomplete, or misleading information
contract on the assumption that you will make every during credit application, you start a proceeding in
payment on the day it is due.Your Finance Charge,Total of bankruptcy or one is started against you or your
Payments, and Total Sale Price will be more if you pay late property, or you break any agreements in this contract,
and less if you pay early. Changes may take the form of a except that if you bought the vehicle primarily for
larger or smaller final payment or, at our option, more or personal, family, or household purposes, we will only
fewer payments of the same amount as your scheduled treat these events as defaults if they significantly impair
payment with a smaller final payment. We will send you a the prospect of payment, performance, or realization of
notice telling you about these changes before the final the collateral.
scheduled payment is due. The amount you will owe will be the unpaid part of the
d. You may prepay. You may prepay all or part of the unpaid Amount Financed plus the earned and unpaid part of the
part of the Amount Financed at any time without penalty. If Finance Charge, any late charges, and any amounts due
you do so, you must pay the earned and unpaid part of the because you defaulted.
Finance Charge and all other amounts due up to the date c. You may have to pay collection costs. If we hire an
of your payment. attorney who is not our salaried employee to collect what
e. Your right to refinance a balloon payment. A balloon you owe, you will pay the attorney's reasonable tee and
payment is a scheduled payment that is more than twice as court costs, as the law allows. You will also pay any
large as the average of your earlier scheduled payments. If reasonable collection costs we incur to enforce our security
you are buying the vehicle primarily for personal,family, or interest, as the law allows,
household use, you have the right to refinance the balloon d. We may take the vehicle from you. If you default, we may
payment when due without penalty. The terms of the take(repossess)the vehicle from you if we do so peacefully
refinancing will be no less favorable to you than the terms and the law allows it, If your vehicle has an electronic
of this contract,This provision does not apply it we adjusted tracking device(such as GPS), you agree that we may use
Your payment schedule to your seasonal or irregular the device to find the vehicle. If we take the vehicle, any
income, accessories, equipment; and replacement parts will stay
-------- with the vehicle. If any personal items are in the vehicle,we
2. YOUR OTHER PROMISES TO US may store them for you. If you do not ask for these items
a. If the vehicle is damaged, destroyed, or missing. You back, we may dispose of them as the law allows.
agree to pay us all you owe under this contract even if the e. How you can get the vehicle back If we take it. If we
vehicle is damaged, destroyed, or missing, repossess the vehicle,you may pay to get it back(redeem).
b. Using the vehicle. You agree not to remove the vehicle We will tell you how much to pay to redeem.Your right to
from the U.S. or Canada, or to sell, rent, lease, or transfer redeem ends when we sell the vehicle.
any interest in the vehicle or this contract without our written f. We will sell the vehicle if you do not get it back. if you
permission.You agree not to expose the vehicle to misuse, do not redeem, we will sell the vehicle.We will send you a
seizure, confiscation, or involuntary transfer. If we pay any written notice of sale before selling the vehicle.
repair bills, storage bills, taxes, fines, or charges on the We will apply the money from the sale, less allowed
vehicle, you agree to repay the amount when we ask for it. expenses, to the amount you owe. Allowed expenses are
C. Security Interest, expenses we pay as a direct result of taking the vehicle,
You give us a security interest in: holding it, preparing it for sale, and selling it.Attorney fees
• The vehicle and all parts or goods put on it; and court costs the law permits are also allowed expenses.
All money or goods received (proceeds)for the vehicle; If any money is left(surplus),we will pay it to you unless the
All insurance, maintenance, service or other contracts law requires us to pay it to someone else.If money from the
we finance for you; and sale is not enough to pay the amount you owe, you must
• All proceeds from insurance, maintenance, service or pay the rest to us unless the late provides otherwise. if you
other contracts we finance for you. This includes any do not pay this amount when we ask, we may charge you
refunds of premiums or charges from the contracts. interest at a rate not exceeding the highest lawful rate until
This Secures payment of all you owe on this contract.it also you pay,
secures your other agreements in this contract. You will g. What we may do about optional insurance, mainte-
make sure the title shows our security interest (lien) in the nance, service, or other contracts. This contract may
vehicle.You will not allow any other security interest to be contain charges for optional insurance, maintenance,
placed on the title without our written permission. service, or other contracts. If we demand that you pay all
d. Insurance you must have on the vehicle. You agree to you owe at once or we repossess the vehicle, you agree
have physical damage insurance covering loss of or that we may claim benefits under these contracts and
damage to the vehicle for the term of this contract. The cancel them to obtain refunds of unearned charges to
insurance must cover our interest in the vehicle.You agree reduce what you owe or repair the vehicle. if the vehicle is
to name us on your insurance policy as an additional a total loss because it is confiscated, damaged, or stolen,
insur3d and as loss payee. if you do not have this we may claim benefits under these contracts and cancel
insurance, we may, if we choose, buy physical damage them to obtain refunds of unearned charges to reduce what
insurance. if we decide to buy physical damage insurance, you owe.
we may either buy insurance that covers your interest and
our interest in the vehicle, or buy insurance that covers only 4. SERVICING AND COLLECTION CONTACTS
our interest. If we buy either type of insurance, we will tell You agree that we may try to contact you in writing, by e-mail, or
you which type and the charge you must pay.The charge using prerecordedlartificial voice messages,text messages, and
will be the premium for the insurance and a finance charge automatic telephone dialing systems, as the law allows.You also
computed at the Annual Percentage Rate shown on page 1 agree that we may try to contact you in these and other ways at
of this contract, or, at our option, the highest rate the law any address or telephone number you provide us, even if the
permits. telephone number is a cell phone number or the contact results
If the vehicle is lost or damaged,you agree that we may use in a charge to you.
any insurance settlement to reduce what you owe or repair
the vehicle. 5. APPLICABLE LAW
e. What happens to returned insurance, maintenance, Federal law and the law of the state of Idaho apply to this
service, or other contract charges. If we obtain a refund contract.
of insurance, maintenance, service, or other contract
charges, you agree that we may subtract the refund from
what you owe.
// m
luyer Init:a's:'�f1[� ,� Co-Buyer Initials X N/A 80363'1`LFOB-FI 06/09/2023 12:29 p
LAW 553-10-ARB-eps-14 4120 vi Paaa 3 of et

PLEASE REVIEW - IMPORTANT- AFFECTS YOUR LEGAL RIGHTS
1. EITHER YOU OR WE MAY CHOOSE TO HAVE ANY DISPUTE BETWEEN US DECIDED BY ARBITRATION AND NOT IN COURT
OR BY JURY TRIAL.
2. IF A DISPUTE IS ARBITRATED, YOU WILL GIVE UP YOUR RIGHT TO PARTICIPATE AS A CLASS REPRESENTATIVE OR
CLASS MEMBER ON ANY CLASS CLAIM YOU MAY HAVE AGAINST US INCLUDING ANY RIGHT TO CLASS ARBITRATION
OR ANY CONSOLIDATION OF INDIVIDUAL ARBITRATIONS.
3. DISCOVERY AND RIGHTS TO APPEAL IN ARBITRATION ARE GENERALLY MORE LIMITED THAN IN A LAWSUIT, AND
OTHER RIGHTS THAT YOU AND WE WOULD HAVE IN COURT MAY NOT BE AVAILABLE IN ARBITRATION.
Any claim or dispute, whether in contract, tort, statute or otherwise (including the interpretation and scope of this Arbitration Provision,
and the arbitrability of the claim or dispute), between you and us or our employees, agents, successors or assigns, which arises out of
or relates to your credit application, purchase or condition of this vehicle, this contract or any resulting transaction or relationship
(including any such relationship with third parties who do not sign this contract) shall, at your or our election, be resolved by neutral,
binding arbitration and not by a court action. If federal law provides that a claim or dispute is not subject to binding arbitration, this
Arbitration Provision shall not apply to such claim or dispute.Any claim or dispute is to be arbitrated by a single arbitrator on an individual
basis and not as a class action.You expressly waive any right you may have to arbitrate a class action,You may choose the American
Arbitration Association (www.adr,org) or any other organization to conduct the arbitration subject to our approval.You may get a copy of
the rules of an arbitration organization by contacting the organization or visiting its website.
Arbitrators shall be attorneys or retired judges and shall be selected pursuant to the applicable rules.The arbitrator shall apply governing
substantive law and the applicable statute of limitations. The arbitration hearing shall be conducted in the federal district in which you
reside unless the Seller-Creditor is a party to the claim or dispute, in which case the hearing will be held in the federal district where this
contract was executed.We will pay your filing, administration, service or case management fee and your arbitrator or hearing fee all up
to a maximum of $5000, unless the law or the rules of the chosen arbitration organization require us to pay more,The amount we pay
may be reimbursed in whole or in part by decision of the arbitrator if the arbitrator finds that any of your claims is frivolous under
applicable law, Each party shall be responsible for its own attorney, expert and other fees, unless awarded by the arbitrator under
applicable law. If the chosen arbitration organization's rules conflict with this Arbitration Provision, then the provisions of this Arbitration
Provision shall control. Any arbitration under this Arbitration Provision shall be governed by the Federal Arbitration Act (9 U.S.C. § 1 et
seq.) and not by any state law concerning arbitration. Any award by the arbitrator shall be in writing and will be final and binding on all
parties, subject to any limited right to appeal under the Federal Arbitration Act.
You and we retain the right to seek remedies in small claims court for disputes or claims within that court's jurisdiction, unless such action
is transferred, removed or appealed to a different court. Neither you nor we waive the right to arbitrate by using self-help remedies, such
as repossession, or by filing an action to recover the vehicle, to recover a deficiency balance, or for Individual injunctive relief. Any court
having jurisdiction may enter judgment on the arbitrator's award.This Arbitration Provision shall survive any termination, payoff or transfer
of this contract. If any part of this Arbitration Provision, other than waivers of class action rights, is deemed or found to be unenforceable
for any reason, the remainder shall remain enforceable. If a waiver of class action rights is deemed or found to be unenforceable for any
reason in a case in which class action allegations have been made, the remainder of this Arbitration Provision shall be unenforceable.
The Annual Percentage bate may be negotiable with the Seller. The Seller may assign this contract
and retain its right to receive a part of the Finance Charge.
HOW THIS CONTRACT CAN BE CHANGED.This contract contains the entire,.a re ent be e you and us relating to this contract.Any change to this contrac'must be is wriling
and we must sign it.No oral changes are binding. Buyer Signs ,:-e Co Buyer Signs X N/A
If any part of this contract is not valid, all other parts stay valid.We may delay or refrain,from enforcing any of our rights under this contract without losing them. For example,we
may exiard the time for making some payments without extending the time for making others.
See the rest of this contract for other important agreements.
NOTICE TO RETAIL BUYER: Do not sign this contract in blank. You are entitled to a copy of the contract at the time
you sign. Keep it to protect your legal rights,
You agree to the terms of this contract.You confirm that before you signed this contract,we gave it to you,and you were free
to take it and review It. You acknowledge that you have read all pages of this contract, including the arbitration provision
above, before signing ' low.You onfirm that you received a completely filled-in copy when you signed it.
Buyer Signs X Date 06/09/2023 Co-Buyer Signs X NIA Date NIA
Buyer Printed Name CAPITOL WATER CORPORATION Co-Buyer Printed Name N/A
It the"business'use box is checked in'Primary Use for Which Purchased':Print Name CAPITOL WATER CORPORATION -Title N/A
Co-Buyers and Cther Ownars—A co-buyer is a person who is responsible for paying the entire debt.An other owner Is a person whose name Is on the title to the vehicle but does not
nave to pay the debt.The other owner agrees to the security interest in the vehicle given to us in this contract.
Other winar signs here X N/A Address N/
Seller signs LITHIA EQRD LINCOLN OF BOiSE Date 06109120? gy X (�-^
Title Fl MANAGER
Seller assigns its interest in this contract to (Assignee)under the terms of Seller's agreements)with Assignee.
❑Assignea wit-n recourse ® Assigned without recourse ❑ Assigned with limited recourse
Seller
LITHIA FORD LINCOLN OF BOISE
B x
Title rl MANAGER
80363`1"LFOB-FI
06/09l2023 12:29 pm
LAW' FORM NO.553-1113-ARB-eps-14(REV 4120)
ezozo Th.Re> o d,and Ray-Ids C—pany
TFIERE ARE NO WARRANTIES,EXPRESS OR ILIDUEO,AS TO CONTENT OR
FI?NESS FOR PURPOSE OFTHIS FORM.CONSULTYOUR OLYN LEGAL COUNSEL. LAW 553-ID-ARB-eps-14 4120 vI Page 4 of 4