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Home My WebLink About20240326VPI Response 9 - Statement October 2023 (5).pdf 0% R GLACIER ` MI A ► FAMILY 4F BANKS Date 10/31/23 Page 1 Primary Account XXXXXXXXXXXX2979 VP INCORPORATED PO BOX 1785 SANDPOINT ID 83864 Account Title: VP INCORPORATED TOTALLY FREE BUSINESS CHECKING Number of Enclosures 2 Account Number xxxxxxxxxxxx2979 Statement Dates 10/02/23 thru 10/31/23 Previous Balance 49,805.50 Days in the statement period 30 10 Deposits/Credits 4,444.34 Average Ledger 50,570.19 13 Checks/Debits 5,305.75 Average Collected 50,570.19 Service Charge .00 Interest Paid .00 EndinCl Balance 48 944.09 DEPOSITSADDITIONS Date Description Deposits 10/02 INTUIT 58122905 DEPOSIT 120.00 CCD 524771999139190 021000027265709 10/10 INTUIT 10692815 DEPOSIT 40.00 CCD 524771999139190 021000021213903 10/10 INTUIT 14831945 DEPOSIT 40.00 CCD 524771999139190 021000029266085 10/10 INTUIT 08382715 DEPOSIT 80.00 CCD 524771999139190 021000021154887 10/12 INTUIT 27367485 DEPOSIT 40.00 CCD 524771999139190 021000025451729 10/17 INTUIT 47777955 DEPOSIT 2,324.34 CCD 524771999139190 021000020672149 10/19 INTUIT 55969365 DEPOSIT 40.00 CCD 524771999139190 021000029390183 10/23 Remote Deposit 1,600.00 10/24 INTUIT 72925675 DEPOSIT 80.00 CCD 524771999139190 0% pIGLACIER MI A FAMILY 4F BANKS Date 10/31/23 Page 2 Primary Account XXXXXXXXXXXX2979 TOTALLY FREE BUSINESS CHECKING XXXXXXXXXXXX2979 (Continued) DEPOSITSADDITIONS Date Description Deposits 021000021025305 10/30 INTUIT 97645835 DEPOSIT 80.00 CCD 524771999139190 021000023099860 DEBITS AND WITHDRAWALS Date Description with 10/02 INTUIT 61962995 TRAN FEE 3.98- CCD 524771999139190 021000027422801 10/10 INTUIT 16271385 TRAN FEE 1.20- CCD 524771999139190 021000021343831 10/10 INTUIT 20504355 TRAN FEE 1.40- CCD 524771999139190 021000029412707 10/10 INTUIT 13817035 TRAN FEE 2.40- CCD 524771999139190 021000021281219 10/12 INTUIT 32863355 TRAN FEE 1.20- CCD 524771999139190 021000025613753 10/17 INTUIT 53371065 TRAN FEE 15.00- CCD 524771999139190 021000020835681 10/17 NORTHERN LIGHTS BANKPMTS 43.00- CCD 0050275415 123205053052183 10/17 NORTHERN LIGHTS BANKPMTS 209.53- CCD 0050275395 123205053052182 10/19 INTUIT 61686395 TRAN FEE 1.20- CCD 524771999139190 021000029550825 10/24 INTUIT 78653515 TRAN FEE 2.40- CCD 524771999139190 021000021167525 10/25 CHECK 500061 4,242.84- WATER SYSTEMS MGT. INC. 10/30 INTUIT 03157415 TRAN FEE 1.60- CCD 524771999139190 021000022971666 10/30 JACOB W STYER CP J1958 OOFF 780.00- CCD CZ100004UG6EC 0% pIGLACIER MI A FAMILY 4F BANKS Date 10/31/23 Page 3 Primary Account XXXXXXXXXXXX2979 TOTALLY FREE BUSINESS CHECKING XXXXXXXXXXXX2979 (Continued) DEBITS AND WITHDRAWALS Date Description with 111000020616792 TRN*1*CZ100004UG6EC\ RMR*IK*JACOB W STYER CPA PLLC\ ORDER 10/25 500061 4,242.84 * Denotes missing check numbers DAILY BALANCE INFORMATION Date Balance Date dS Balance Date Balance 10/02 49921.52 10/17 52,172.13 10/24 53,888.53 10/10 50:076.52 10/19 52,210.93 10/25 49,645.69 10112 50 115.32 10 23 53 810.93 10 30 48 944.09 Remote Deposit Credit \ Apply to account:NA-RICHARDVILLELLI 1310132112 VP IN 9-7082 OATS 0000500061 VPIncorporated Date: 10/23/2023 PD DDK I7ds 1o/13/zozs SANDPOINT,ID 83864 Glacier Fam7lYof Banks Items: 30 wnu.1,.r snn9901 863 KAWSU SHORES RD Amount: $1,600.00 j AMOUNT &W�Ont ID SM64 Batch ID: 191987OB958 PAV:(FOUR THOUSAND TR0` 110111®�YO 88LL4RS;AND 8411110i 2OB-20-0402 Amxnt ID:R979626455498 O WATER SYSTEMS MGT. INC. **$4242.84 Acct Num: 52040002979 artoEk r_ O/F LACIER, \ signatureonFile- FAMILY OF BANKS account Made has pre-apPFoved this check ABer_90 Days.__ Im000050006111e i:29 29 708 2 5i: 0005 204000 29 79de Remote Deposit Date:10/23 Amount:$1,600.00 CHECK 500061 Date:10/25 Amount:$4,242.84 GLACIER \ FAMILY OF BANKS Altabank PO Box 307 American Fork, UT 84003 altabank.com 800-815-2265 Bank of the San Juans 144 E. Eighth St. Durango,CO 81301 banksanjuans.com 970-247-1818 Citizens Community Bank PO Box 1689 Pocatello, ID 83204 ccb-idaho.com 208-232-5373 Collegiate Peaks Bank PO Box 3009 Buena Vista,CO 81211 collegiatepeaksbank.com 719-395-2472 First Bank of Montana PO Box 540 Lewistown, MT 59457 1stbmt.com 406-538-7471 First Bank of Wyoming PO Box 907 Powell,WY 82435 gofirstbank.com 800-377-6909 First Community Bank Utah PO Box 248 Layton, UT 84041 fcbutah.com 801-813-1600 First Security Bank of Bozeman PO Box 910 Bozeman, MT 59771 ourbank.com 406-585-3800 First Security Bank of Missoula PO Box 4506 Missoula, MT 59806 fsbmsla.com 406-728-3115 First State Bank PO Box 39 Wheatland,WY 82201 fsbwy.com 307-322-5222 Foothills Bank 11689 S. Foothills Blvd Yuma,AZ 85367 foothillsbank.com 800-288-8244 Glacier Bank PO Box 27 Kalispell, MT 59903 glacierbank.com 406-756-4200 Heritage Bank of Nevada PO Box 11920 Reno, NV 89510 heritagebanknevada.com 775-348-1000 Mountain West Bank PO Box 1059 Coeur d'Alene, ID 83816 mountainwestbank.com 208-765-0284 North Cascades Bank PO Box 1648 Chelan,WA 98816 northcascadesbank.com 509-682-4502 Valley Bank of Helena PO Box 5269 Helena, MT 59604 valleybankhelena.com 406-495-2400 Western Security Bank PO Box 20637 Billings, MT 59104 westernsecuritybank.com 406-238-8820 You will notice some changes have been made to the statements.If you would like to have a reconciling page for reconciling assistance,please visit your local Division Branch or call your local branch and we would be happy to mail you a supply.The reconciling sheet has also been added to each Division website and can be printed from home for your convenience. IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS 1) will,in the case of OVERDRAFT PROTECTION LINE OF CREDIT,be ON YOUR CONSUMER ACCOUNT automatically deducted from your checking account at the end of Telephone us or write us at the phone number and address on the front of each billing cycle normally thirty(30)days this statement as soon as you can,if you think your statement or receipt is or wrong or if you need more information about a transfer on the statement or 2) must,in the case of LINE OF CREDIT ACCCOUNTS,be delivered or receipt.We must hear from you no later than 60 days after we sent you the mailed with the coupon section of this statement and check, FIRST statement on which the error or problem appeared. money order or cash to the bank of account. 1) Tell us your name and account number(if any) Payments shall be applied first to any unpaid Finance Charges and 2) Describe the error or the transfer you are unsure about and explain as second to the principal balance outstanding. clearly as you can why you believe there is an error or why you need more information IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR BILL 3) Tell us the dollar amount of the suspected error If you think your bill is wrong or if you need more information about a We will investigate your complaint and will correct any error promptly.If transaction on your bill,write us(on a separate sheet)at the address shown we take more than 10 business days to do this,we will recredit your account on your bill as soon as possible.We must hear from you no later than 60 days for the amount you think is in error,so that you will have use of the money after we sent you the first bill on which the error or problem appeared.You during the time it takes us to complete our investigation. can telephone us,but doing so will not preserve your rights. In your letter give us the following information: HOW FINANCE CHARGES ARE CALCULATED ON OVERDRAFT PROTECTION Your name and account number LINES OF CREDIT The dollar amount of suspected error A. Finance charges are imposed on principal advances under your line Describe the error and explain,if you can,why you believe there is an and begin to accrue on the day an advance is posted to your line: error.If you need more information,describe the item you are unsure about. THERE IS NO GRACE PERIOD.We figure(a portion of)the finance You do not have to pay any amount in question while we are investigating, charge on your account by applying the periodic rate to the"average but you are still obligated to pay the parts of your bill that are not in daily balance"of your account(including current transactions).To get question.While we investigate your question,we cannot report you as the"daily balance"we take the beginning balance of your account delinquent or take any action to collect the amount you question. each day,add any new(purchases/advances/loans),and subtract any payments or credits(and unpaid finance charges).This gives us the REPURCHASE AGREEMENT AND FDIC INSURANCE daily balance.Then,we add up all the daily balances the billing cycle Customer funds held in a Repurchase Agreement are not a deposit and and divide the total by the number of days in the billing cycle.This therefore not insured by the FDIC.Such funds are subject to the terms and gives us the"average daily balance". limitations of the Sweep Account Master Repurchase Agreement. B. New Balance Calculation The New Balance shown on the face of this statement is calculated by(1) Member _ Starting with the"Beginning Balance"(the New Balance from the FDIC previous month's statement)(2)subtracting total payments and(3) � adding total advances(including,if applicable,Credit Life premiums, EQUAL HOUSING check printing charges,returned check charges,or any other LENDER miscellaneous charges outlined in your loan agreement)and(4) adding total Finance Charges. C. Payments The minimum periodic payment shown on the front of this statement: Rev:02/2022