HomeMy WebLinkAbout20240326VPI Response 9 - Statement_January_2023.pdf 0%
RIGLACIER
MI A FAMILY 4F BANKS
Date 1/31/23 Page 1
Primary Account XXXXXXXXXXXX2979
VP INCORPORATED
863 KANIKSU SHORES RD
SANDPOINT ID 83864
Account Title: VP INCORPORATED
TOTALLY FREE BUSINESS CHECKING Number of Enclosures 4
Account Number xxxxxxxxxxxx2979 Statement Dates 1/01/23 thru 1/31/23
Previous Balance 90,725.98 Days in the statement period 31
6 Deposits/Credits 1,680.00 Average Ledger 90,110.26
10 Checks/Debits 3,104.47 Average Collected 90,110.26
Service Charge .00
Interest Paid .00
EndinCl Balance 89 301.51
DEPOSITSADDITIONS
Date Description Deposits
1/17 Remote Deposit 715.00
1/17 INTUIT 13167575 DEPOSIT 40.00
CCD 524771999139190
021000026470403
1/17 INTUIT 99403195 DEPOSIT 120.00
CCD 524771999139190
021000028494415
1/18 INTUIT 14348545 DEPOSIT 80.00
CCD 524771999139190
021000023187194
1/26 Remote Deposit 685.00
1/30 INTUIT 64235415 DEPOSIT 40.00
CCD 524771999139190
021000026318338
DEBITS AND WITHDRAWALS
Date Description with
1/17 INTUIT 98428335 TRAN FEE 1.41-
CCD 524771999139190
021000026608401
1/17 INTUIT 84555015 TRAN FEE 4.23-
CCD 524771999139190
021000028335919
0%
RIGLACIER
MI A FAMILY 4F BANKS
Date 1/31/23 Page 2
Primary Account XXXXXXXXXXXX2979
TOTALLY FREE BUSINESS CHECKING XXXXXXXXXXXX2979 (Continued)
DEBITS AND WITHDRAWALS
Date Description with
1/17 Bill Paid-JACOB W STYER CPA PL 837.50-
LC Conf #172
1/18 INTUIT 99560725 TRAN FEE 2.82-
CCD 524771999139190
021000023338394
1/18 NORTHERN LIGHTS CASH CON 59.24-
CCD 0050275395
125108270008686
1/18 NORTHERN LIGHTS CASH CON 111.72-
CCD 0050275415
125108270008687
1/18 CHECK 500037 1,225.00-
WATER SYSTEMS MGT. INC.
1/27 Transf to WILDERNESS INVESTMEN 818.38-
prop tax reimbursement 2019
Confirmation number 127234961
1/30 INTUIT 49790595 TRAN FEE 1.41-
CCD 524771999139190
021000026162532
L A CHECKS IN NUMBER ORDER
1/04 2002 42.76 1/18 500037* 1,225.00
Denotes missing check numbers
1/01 90,725.98 1/18 89396.30 1/30 89,301.51
1/04 90,683.22 1/26 90:081.30
1 17 90 715.08 1127 89 262.92
Remote Deposit Credit Remote Deposit Credit
11P Incorporated Date: 1/17/2023 VP Incorporated Date: 1/25/2023
Items: 13 0—�w Items: 10
863 KAWSU ro
SHORES
RD Amount: $715.00 W3 SNORES RD Amount: $585.00
�� Batch ID: 16B40320418 5y1p°nt 11)BM61 Batrh ID: 16921653718
Accolnt ID:R97962 6455498 Account ID:897962 6455498
AM Minn: 52040002979 AcctNum: 52040002979
Remote Deposit Date:01/17 Amount:$715.00 Remote Deposit Date:01/26 Amount:$685.00
u9 aPx�swc 2002 Apply to account:NA•RICHARDVILLELLI D9DI:3Z2Iu
11-11WIM VP INCORPORATED 93-7082 DATE
863 VP,INC.
on SANDPOINT,I SRES
DDN083B64 01/09/2023 0000500037
�b er Famillaypof links
_ e - 9 C 1 599p1
,f [, d 7-90,A
PAYT OF k�7e�a�a-s� ��iF�"'�1`^� $�}- 7 _ OWJH USAND TWO AIINDRfD TABBY=FIVE DOLLARS;AND N011001' AMOUNT
tcr;cl,��Lt.F?P� g PAY..
TO - **$1225.00
' - THE ;WATER SYSTEMS MGT. INC.i
ll 7bORDER
OF
GLACIER
Signato a on File-
RPC'*35aDG;Uw3e, uctalnC holder has pre-approved this check
MEMO F�pULI3r�i;G3G~v 10 _ ��� "_:® a --I -\FAN11LY 0E—[i:1ilK$---- -- .. .c. Void Ater 90 Days --- w.
1100200210 I:12317L95Sl:S201.0002979De IIZ+�Ik� 1110000500030 1:29 29708 2 51: 0005201,00029791,
CHECK 2002 Date:01/04 Amount:$42.76 CHECK 500037 Date:01/18 Amount:$1,225.00
GLACIER
\ FAMILY OF BANKS
Altabank PO Box 307 American Fork, UT 84003 altabank.com 800-815-2265
Bank of the San Juans 144 E. Eighth St. Durango,CO 81301 banksanjuans.com 970-247-1818
Citizens Community Bank PO Box 1689 Pocatello, ID 83204 ccb-idaho.com 208-232-5373
Collegiate Peaks Bank PO Box 3009 Buena Vista,CO 81211 collegiatepeaksbank.com 719-395-2472
First Bank of Montana PO Box 540 Lewistown, MT 59457 1stbmt.com 406-538-7471
First Bank of Wyoming PO Box 907 Powell,WY 82435 gofirstbank.com 800-377-6909
First Community Bank Utah PO Box 248 Layton, UT 84041 fcbutah.com 801-813-1600
First Security Bank of Bozeman PO Box 910 Bozeman, MT 59771 ourbank.com 406-585-3800
First Security Bank of Missoula PO Box 4506 Missoula, MT 59806 fsbmsla.com 406-728-3115
First State Bank PO Box 39 Wheatland,WY 82201 fsbwy.com 307-322-5222
Foothills Bank 11689 S. Foothills Blvd Yuma,AZ 85367 foothillsbank.com 800-288-8244
Glacier Bank PO Box 27 Kalispell, MT 59903 glacierbank.com 406-756-4200
Heritage Bank of Nevada PO Box 11920 Reno, NV 89510 heritagebanknevada.com 775-348-1000
Mountain West Bank PO Box 1059 Coeur d'Alene, ID 83816 mountainwestbank.com 208-765-0284
North Cascades Bank PO Box 1648 Chelan,WA 98816 northcascadesbank.com 509-682-4502
Valley Bank of Helena PO Box 5269 Helena, MT 59604 valleybankhelena.com 406-495-2400
Western Security Bank PO Box 20637 Billings, MT 59104 westernsecuritybank.com 406-238-8820
You will notice some changes have been made to the statements.If you would like to have a reconciling page for reconciling assistance,please visit your local
Division Branch or call your local branch and we would be happy to mail you a supply.The reconciling sheet has also been added to each Division website and
can be printed from home for your convenience.
IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR ELECTRONIC TRANSFERS 1) will,in the case of OVERDRAFT PROTECTION LINE OF CREDIT,be
ON YOUR CONSUMER ACCOUNT automatically deducted from your checking account at the end of
Telephone us or write us at the phone number and address on the front of each billing cycle normally thirty(30)days
this statement as soon as you can,if you think your statement or receipt is or
wrong or if you need more information about a transfer on the statement or 2) must,in the case of LINE OF CREDIT ACCCOUNTS,be delivered or
receipt.We must hear from you no later than 60 days after we sent you the mailed with the coupon section of this statement and check,
FIRST statement on which the error or problem appeared. money order or cash to the bank of account.
1) Tell us your name and account number(if any) Payments shall be applied first to any unpaid Finance Charges and
2) Describe the error or the transfer you are unsure about and explain as second to the principal balance outstanding.
clearly as you can why you believe there is an error or why you need
more information IN CASE OF ERRORS OR QUESTIONS ABOUT YOUR BILL
3) Tell us the dollar amount of the suspected error If you think your bill is wrong or if you need more information about a
We will investigate your complaint and will correct any error promptly.If transaction on your bill,write us(on a separate sheet)at the address shown
we take more than 10 business days to do this,we will recredit your account on your bill as soon as possible.We must hear from you no later than 60 days
for the amount you think is in error,so that you will have use of the money after we sent you the first bill on which the error or problem appeared.You
during the time it takes us to complete our investigation. can telephone us,but doing so will not preserve your rights.
In your letter give us the following information:
HOW FINANCE CHARGES ARE CALCULATED ON OVERDRAFT PROTECTION Your name and account number
LINES OF CREDIT The dollar amount of suspected error
A. Finance charges are imposed on principal advances under your line Describe the error and explain,if you can,why you believe there is an
and begin to accrue on the day an advance is posted to your line: error.If you need more information,describe the item you are unsure about.
THERE IS NO GRACE PERIOD.We figure(a portion of)the finance You do not have to pay any amount in question while we are investigating,
charge on your account by applying the periodic rate to the"average but you are still obligated to pay the parts of your bill that are not in
daily balance"of your account(including current transactions).To get question.While we investigate your question,we cannot report you as
the"daily balance"we take the beginning balance of your account delinquent or take any action to collect the amount you question.
each day,add any new(purchases/advances/loans),and subtract any
payments or credits(and unpaid finance charges).This gives us the REPURCHASE AGREEMENT AND FDIC INSURANCE
daily balance.Then,we add up all the daily balances the billing cycle Customer funds held in a Repurchase Agreement are not a deposit and
and divide the total by the number of days in the billing cycle.This therefore not insured by the FDIC.Such funds are subject to the terms and
gives us the"average daily balance". limitations of the Sweep Account Master Repurchase Agreement.
B. New Balance Calculation
The New Balance shown on the face of this statement is calculated by(1) Member _
Starting with the"Beginning Balance"(the New Balance from the FDIC
previous month's statement)(2)subtracting total payments and(3) �
adding total advances(including,if applicable,Credit Life premiums, EQUAL HOUSING
check printing charges,returned check charges,or any other LENDER
miscellaneous charges outlined in your loan agreement)and(4)
adding total Finance Charges.
C. Payments
The minimum periodic payment shown on the front of this statement:
Rev:02/2022